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1. (WO2018021835) SYSTEM AND METHOD FOR UNIVERSAL CARD ACCEPTANCE
Latest bibliographic data on file with the International Bureau    Submit observation

Pub. No.: WO/2018/021835 International Application No.: PCT/KR2017/008070
Publication Date: 01.02.2018 International Filing Date: 26.07.2017
IPC:
G06Q 20/34 (2012.01) ,G06Q 20/24 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
34
using cards, e.g. integrated circuit [IC] cards or magnetic cards
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
22
Payment schemes or models
24
Credit schemes, i.e. "pay after"
Applicants:
SAMSUNG ELECTRONICS CO., LTD. [KR/KR]; 129, Samsung-ro, Yeongtong-gu Suwon-si Gyeonggi-do 16677, KR
Inventors:
KHAN, Hashir; US
KASMAN, Bulent; US
CHEN, Ken; US
SHAH, Chirayu; US
Agent:
LEE, Keon-Joo; KR
KIM, Jeoung-Hoon; KR
Priority Data:
15/659,49025.07.2017US
62/366,98126.07.2016US
Title (EN) SYSTEM AND METHOD FOR UNIVERSAL CARD ACCEPTANCE
(FR) SYSTÈME ET PROCÉDÉ D'ACCEPTATION UNIVERSELLE DE CARTES
Abstract:
(EN) A method, electronic device, and non-transitory computer readable medium for transmitting information is provided. The method includes creating a card network account for each card network of a plurality of card networks. The method also includes associating with a digital card the created card network accounts and providing to at least one of the card network accounts an account balance of the digital card. Additionally, the method includes receiving, from a mobile device, a selection of the digital card to conduct a transaction at a location. The method also includes providing a suggested card network, determined from the plurality of card networks, to the mobile device, to conduct the transaction. The suggested card network is based in part on which card networks accepted at the location. The method also includes updating the account balance of the digital card on completion of the transaction.
(FR) L'invention concerne un procédé, un dispositif électronique et un support lisible par ordinateur non transitoire pour la transmission d'informations. Le procédé consiste à créer un compte de réseau de cartes pour chaque réseau de cartes d'une pluralité de réseaux de cartes. Le procédé consiste également à associer à une carte numérique les comptes de réseau de cartes créés et à fournir à au moins un des comptes du réseau de cartes un solde de compte de la carte numérique. De plus, le procédé consiste à recevoir, à partir d'un dispositif mobile, une sélection de la carte numérique pour effectuer une transaction à un emplacement. Le procédé consiste également à fournir un réseau de cartes suggéré, déterminé à partir de la pluralité de réseaux de cartes, au dispositif mobile, pour effectuer la transaction. Le réseau de cartes suggéré est basé en partie sur les réseaux de cartes acceptés à l'emplacement. Le procédé consiste également à mettre à jour le solde de compte de la carte numérique à la fin de la transaction.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JO, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)