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1. (WO2018000275) PAYMENT VERIFICATION METHOD AND APPARATUS

Pub. No.:    WO/2018/000275    International Application No.:    PCT/CN2016/087763
Publication Date: Fri Jan 05 00:59:59 CET 2018 International Filing Date: Thu Jun 30 01:59:59 CEST 2016
IPC: G06Q 20/38
Applicants: HUAWEI TECHNOLOGIES CO., LTD.
华为技术有限公司
Inventors: LI, Guoqing
李国庆
MEI, Jingqing
梅敬青
Title: PAYMENT VERIFICATION METHOD AND APPARATUS
Abstract:
A payment verification method and apparatus, comprising: if a payment terminal detects that valid verification information is present in a secure memory of said payment terminal, then a cardholder verification method (CVM) for the payment card currently being used is altered to a non-CVM, said payment card being a default card or a card selected by a user, and said secure memory of said payment terminal being a trusted memory area within a trusted execution environment (TEE) or a secure memory area within a rich execution environment (REE); said payment terminal informs a settlement terminal that the CVM supported by said payment card is a non-CVM, so that said settlement terminal carries out validation of said user and completes a transaction according to the non-CVM.