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1. (WO2017205024) SYSTEM AND METHOD FOR ACCOUNT SECURITY
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Pub. No.: WO/2017/205024 International Application No.: PCT/US2017/030985
Publication Date: 30.11.2017 International Filing Date: 04.05.2017
IPC:
G06Q 20/38 (2012.01) ,H04L 29/06 (2006.01) ,G06Q 20/20 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
29
Arrangements, apparatus, circuits or systems, not covered by a single one of groups H04L1/-H04L27/136
02
Communication control; Communication processing
06
characterised by a protocol
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
08
Payment architectures
20
Point-of-sale [POS] network systems
Applicants:
NETSPEND CORPORATION [US/US]; 701 Brazos Street Suite 1300 Austin, Texas 78701, US
Inventors:
WEISSER, Wade; US
Agent:
OAKS, Brian W.; US
Priority Data:
15/164,49225.05.2016US
Title (EN) SYSTEM AND METHOD FOR ACCOUNT SECURITY
(FR) SYSTÈME ET PROCÉDÉ DE SÉCURITÉ DE COMPTE
Abstract:
(EN) A system for securing accounts and features within such accounts, which may allow user interaction and may provide increased security and usability of accounts to users by providing real-time, flexible, selection of features. Selection of features may be performed remotely. Such features may include the ability to select an overdraft feature in real-time when a need for the overdraft feature is determined to be needed. This may provide the user a degree of control to precisely define the scope of the overdraft feature, thus better securing the use of the user's account.
(FR) La présente invention concerne un système destiné à sécuriser des comptes et des caractéristiques dans des comptes de même type, qui peuvent autoriser l'interaction utilisateur et peuvent fournir une utilisabilité et une sécurité améliorées des comptes aux utilisateurs en fournissant une sélection de caractéristiques flexible et en temps réel. La sélection des caractéristiques peut être réalisée à distance. De telles caractéristiques peuvent comprendre : la capacité de sélectionner une caractéristique de découvert en temps réel lorsqu'il est déterminé que la caractéristique de découvert est nécessaire. Ceci peut fournir à l'utilisateur un degré de commande permettant de définir précisément la portée de la caractéristique de découvert, ce qui permet de mieux sécuriser l'utilisation du compte de l'utilisateur.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)