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1. WO2017196289 - THE METHOD FOR EXECUTING A DIGITAL VALUE TRANSFER TRANSACTION AND THE DIGITAL VALUE TRANSFER SYSTEM FOR ITS IMPLEMENTATION

Publication Number WO/2017/196289
Publication Date 16.11.2017
International Application No. PCT/UA2017/000068
International Filing Date 21.06.2017
IPC
G06Q 20/38 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
G06Q 20/40 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G06Q 20/32 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
CPC
G06Q 20/0655
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
04Payment circuits
06Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
065using e-cash
0655e-cash managed centrally
G06Q 20/10
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
10specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
G06Q 20/388
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
388Mutual authentication without cards
G06Q 20/4012
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401Transaction verification
4012Verifying personal identification number [PIN]
G06Q 2220/00
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
2220Business processing using cryptography
Applicants
  • TOVARYSTVO Z OBMEZHENOIU VIDPOVIDALNISTIU "SIMCORD" [UA]/[UA]
Inventors
  • KUD, Aleksandr
Agents
  • ROMANENKO, Dmytro Mikolayovych
Priority Data
a 2017 0410325.04.2017UA
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) THE METHOD FOR EXECUTING A DIGITAL VALUE TRANSFER TRANSACTION AND THE DIGITAL VALUE TRANSFER SYSTEM FOR ITS IMPLEMENTATION
(FR) PROCÉDÉ D'EXÉCUTION DE TRANSACTION DE TRANSFERT DE VALEUR NUMÉRIQUE ET SYSTÈME DE TRANSFERT DE VALEUR NUMÉRIQUE POUR SA MISE EN ŒUVRE
Abstract
(EN)
The method for executing a digital value transfer transaction foresees entering (230, 430) by the payer the primary and secondary authentication artifacts specified by him/her and additional transaction execution conditions in the system. The primary authentication artifacts are created using a physical object. To complete the transaction, the recipient should enter (320, 520) the primary and secondary authentication artifacts specified by the payer and fulfill additional transaction execution conditions specified by the payer. The system for the method's implementation contains the processing server (101), authentication template storage server (102), verification module of authentication artifacts (103), and the public distributed ledger of transaction data (104).
(FR)
L'invention concerne un procédé permettant d'exécuter une transaction de transfert de valeur numérique ainsi que le système permettant sa mise en œuvre. L'invention est destinée à la gestion des droits aux valeurs numériques dans le domaine financier. Le procédé consiste à entrer, par le biais du payeur, les artefacts d'authentification primaires et secondaires spécifiés par celui-ci ainsi que les conditions d'exécution de transactions supplémentaires dans le système. Les artefacts d'authentification primaires sont créés à l'aide d'un objet physique. Pour terminer la transaction, le destinataire doit entrer les artefacts d'authentification primaires et secondaires spécifiés par le payeur et remplir les conditions d'exécution de transactions supplémentaires spécifiées par le payeur. Le système comprend le serveur de traitement, le serveur de stockage de modèles d'authentification, le module de vérification des artefacts d'authentification ainsi que le registre distribué public de données de transactions. Le résultat technique du système permet d'augmenter la fiabilité d'exécution des transactions, de fournir au payeur une opportunité de définir, à sa guise, et d'entrer les conditions d'exécution de transactions supplémentaires ainsi que les paramètres d'authentification supplémentaires du destinataire dans le système, et d'exécuter la transaction à la date et à l'heure spécifiées par le payeur ou à n'importe quelle période souhaitée.
Also published as
KZ2018/0135.1
KZ4296
Latest bibliographic data on file with the International Bureau