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1. (WO2017188747) PRE-APPROVAL FINANCIAL TRANSACTION PROVIDING SYSTEM AND METHOD THEREFOR
Latest bibliographic data on file with the International Bureau    Submit observation

Pub. No.:    WO/2017/188747    International Application No.:    PCT/KR2017/004479
Publication Date: 02.11.2017 International Filing Date: 27.04.2017
IPC:
G06Q 40/02 (2012.01), G06F 21/32 (2013.01), G06F 21/33 (2013.01), G06Q 20/40 (2012.01), G06Q 20/42 (2012.01)
Applicants: HAREX INFOTECH INC. [KR/KR]; 202, Toegye-ro Jung-gu Seoul 04625 (KR)
Inventors: PARK, Kyung Yang; (KR).
KIM, Dae Yeon; (KR).
YANG, Moon Ho; (KR).
JUNG, Hoon Joon; (KR)
Agent: JIMYUNG PATENT FIRM; 6F, 332, Seocho-daero Seocho-gu Seoul 06632 (KR)
Priority Data:
10-2016-0051559 27.04.2016 KR
Title (EN) PRE-APPROVAL FINANCIAL TRANSACTION PROVIDING SYSTEM AND METHOD THEREFOR
(FR) SYSTÈME DE FOURNITURE DE TRANSACTION FINANCIÈRE DE PRÉ-APPROBATION ET PROCÉDÉ ASSOCIÉ
(KO) 선승인에 의한 금융거래 제공 시스템 및 그 방법
Abstract: front page image
(EN)A pre-approval financial transaction method, according to one aspect of the present invention, comprises the steps of: executing, by a user, a financial transaction application of a portable terminal and extracting information for authentication from the portable terminal; delivering the extracted information for authentication from the portable terminal to a financial transaction server; performing authentication, in the financial transaction server, by comparing the information for authentication with the authentication information which has already been stored in the financial transaction server; inputting, into the portable terminal, transaction information for financial transaction, and delivering the transaction information to the financial transaction server when the authentication performance result is received from the financial transaction server; confirming, in the financial transaction server, the received transaction information so as to approve the financial transaction, and delivering authentication information including an authentication number to the portable terminal; delivering, from the portable terminal, the received authentication information to a financial terminal for proceeding with the financial transaction so as to proceed with the financial transaction.
(FR)Selon un aspect, la présente invention concerne un procédé de transaction financière de pré-approbation, qui comprend les étapes consistant : à exécuter, par un utilisateur, une application de transaction financière d’un terminal portable et extraire des informations pour une authentification à partir du terminal portable ; à distribuer les informations extraites pour une authentification du terminal portable à un serveur de transaction financière ; à réaliser une authentification, dans le serveur de transaction financière, par comparaison des informations pour une authentification avec les informations d’authentification qui ont déjà été stockées dans le serveur de transaction financière ; à entrer, dans le terminal portable, des informations de transaction pour une transaction financière, et à distribuer les informations de transaction au serveur de transaction financière lorsque le résultat de performances d’authentification est reçu à partir du serveur de transaction financière ; à confirmer, dans le serveur de transaction financière, les informations de transaction reçues de façon à approuver la transaction financière, et à distribuer des informations d’authentification comprenant un numéro d’authentification au terminal portable ; à distribuer, à partir du terminal portable, les informations d’authentification reçues à un terminal financier pour procéder à la transaction financière de façon à procéder à la transaction financière.
(KO)본 발명의 일면에 따른 선승인에 의한 금융거래 방법은, 사용자가 휴대단말의 금융거래 앱을 실행하고 상기 휴대단말로부터 인증을 위한 정보를 추출하는 단계; 상기 휴대단말에서 추출한 인증을 위한 정보를 금융거래 서버로 전달하는 단계; 상기 금융거래 서버에서 상기 인증을 위한 정보를 상기 금융거래 서버에 기저장된 인증정보와 비교하여 인증을 수행하는 단계; 상기 금융거래 서버로부터 상기 인증수행결과를 전달받으면 금융거래를 위한 거래정보를 휴대단말에 입력하고 상기 거래정보를 상기 금융거래 서버로 전달하는 단계; 상기 금융거래 서버에서 상기 전달받은 거래정보를 확인하여 상기 금융거래를 승인하고 승인번호를 포함한 승인정보를 상기 휴대단말로 전달하는 단계; 및 상기 휴대단말에서 상기 전달받은 승인정보를 상기 금융거래를 진행하기 위한 금융단말에 전달하여 상기 금융거래를 진행하는 단계를 포함하는 것을 특징으로 한다.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KH, KN, KP, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG).
Publication Language: Korean (KO)
Filing Language: Korean (KO)