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1. (WO2017149425) AN INTEGRATED CIRCUIT DEVICE SUITABLE FOR USE IN A FINANCIAL TRANSACTION PROCESSING SYSTEM

Pub. No.:    WO/2017/149425    International Application No.:    PCT/IB2017/051108
Publication Date: Sat Sep 09 01:59:59 CEST 2017 International Filing Date: Sun Feb 26 00:59:59 CET 2017
IPC: G06Q 20/32
G06Q 20/36
G06K 19/07
G06Q 20/38
Applicants: VALENCIA, Renato
Inventors: VALENCIA, Renato
BORJA, Jonathan
CUEVA, Apolinar
DE LEON, Hilary
MARQUEZ, Leah
RONDILLA, Francisco
Title: AN INTEGRATED CIRCUIT DEVICE SUITABLE FOR USE IN A FINANCIAL TRANSACTION PROCESSING SYSTEM
Abstract:
An electronic circuit device preferably having a form factor of a SIM (subscriber's identification module) card and which is embedded with application software programs for use in a financial transaction processing system designed to utilize near-field communication (NFC) is disclosed. The application software programs contain processing procedures executable for performing an NFC-based outgoing transaction using any of an electronic passbook account, an electronic wallet account, and an electronic checkbook account of an account holder. The SIM card also includes an NFC reader arranged to read an NFC-based incoming transaction request. The integrated circuit device is configured to communicate, via a single wire protocol connection, with an NFC controller of an NFC-enabled electronic device in which the integrated circuit device can be made operable.