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1. (WO2017096300) UNIQUE CODE FOR TOKEN VERIFICATION
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2017/096300 International Application No.: PCT/US2016/064817
Publication Date: 08.06.2017 International Filing Date: 02.12.2016
IPC:
H04L 9/32 (2006.01) ,H04L 29/06 (2006.01)
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9
Arrangements for secret or secure communication
32
including means for verifying the identity or authority of a user of the system
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
29
Arrangements, apparatus, circuits or systems, not covered by a single one of groups H04L1/-H04L27/136
02
Communication control; Communication processing
06
characterised by a protocol
Applicants:
VISA INTERNATIONAL SERVICE ASSOCIATION [US/US]; P.O. Box 8999 San Francisco, California 94128-8999, US
Inventors:
L. NARAYAN, Prasanna; US
KUMNICK, Phillip; US
VASU, Madhu; US
Agent:
MILLER, Patrick B.; US
JEWIK, Patrick R.; US
RACZKOWSKI, David B.; US
DAVIS, Christopher R.; US
BOUQUET, Bert E.; US
Priority Data:
62/263,39304.12.2015US
Title (EN) UNIQUE CODE FOR TOKEN VERIFICATION
(FR) CODE UNIQUE POUR VÉRIFICATION DE JETON
Abstract:
(EN) A method for tokenizing credentials is disclosed. In addition to a token, a verification value can be provided for each interaction. The verification value can be generated based at least in part on a dynamic data element. The dynamic data element may be kept secret, while the verification value can be distributed for use during an interaction. When the verification value is used, it can be validated by re-creating the verification value based at least on the stored dynamic data element.
(FR) La présente invention concerne une méthode pour tokéniser des identifiants. En plus d'un jeton, une valeur de vérification peut être fournie pour chaque interaction. La valeur de vérification peut être générée en fonction au moins en partie d'un élément de données dynamique. L'élément de données dynamiques peut être tenu secret, tandis que la valeur de vérification peut être distribuée pour une utilisation pendant une interaction. Lorsque la valeur de vérification est utilisée, elle peut être validée par reconstitution de la valeur de vérification en fonction au moins de l'élément de données dynamiques stocké.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)
Also published as:
AU2016363003CA3003917SG11201803495VCN108370319EP3384630