Some content of this application is unavailable at the moment.
If this situation persists, please contact us atFeedback&Contact
1. (WO2017093801) SYSTEMS AND METHODS FOR ELECTRONIC FRAUD DETECTION AND PREVENTION
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2017/093801 International Application No.: PCT/IB2016/001832
Publication Date: 08.06.2017 International Filing Date: 30.11.2016
IPC:
G06F 21/31 (2013.01) ,G06Q 20/40 (2012.01) ,H04W 12/06 (2009.01) ,H04W 12/12 (2009.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
21
Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30
Authentication, i.e. establishing the identity or authorisation of security principals
31
User authentication
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
W
WIRELESS COMMUNICATION NETWORKS
12
Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
06
Authentication
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
W
WIRELESS COMMUNICATION NETWORKS
12
Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
12
Fraud detection
Applicants:
EINHORN, Ori [IL/IL]; IL
RAZ, Yuval [IL/IL]; IL
MARGALIOT, Nachshon [IL/IL]; IL
Inventors:
EINHORN, Ori; IL
RAZ, Yuval; IL
MARGALIOT, Nachshon; IL
Priority Data:
62/262,34702.12.2015US
Title (EN) SYSTEMS AND METHODS FOR ELECTRONIC FRAUD DETECTION AND PREVENTION
(FR) SYSTÈMES ET PROCÉDÉS DE DÉTECTION ET DE PRÉVENTION DE FRAUDE ÉLECTRONIQUE
Abstract:
(EN) A non-transitory computer readable medium storing instructions for performing a secure transaction is provided. The instructions, when executed by at least one processor, cause the at least one processor to perform operations including harvesting, at a mobile device, activity data indicative of various diverse activities of a user of the mobile device; transmitting to a remote server, from the mobile device, the activity data harvested from the mobile device in order to enable the remote server to generate a behavioral profile of the user of the mobile device based on the harvested activity data; receiving at the mobile device, from the server, the behavioral profile; storing the behavioral profile locally on the mobile device; and determining, on the mobile device, whether to authorize a requested financial transaction based on a comparison of data associated with the requested financial transaction and data associated with the behavioral profile.
(FR) Cette information concerne un support de stockage non transitoire lisible par ordinateur stockant des instructions pour effectuer une transaction sécurisée. Les instructions, lorsqu'elles sont exécutées par au moins un processeur, amènent ledit/lesdits processeur(s) à réaliser des opérations comprenant la collecte, au niveau d'un dispositif mobile, de données d'activité représentant diverses activités variées d'un utilisateur du dispositif mobile; la transmission à un serveur à distance, à partir du dispositif mobile, des données d'activité collectées à partir du dispositif mobile pour permettre au serveur distant de générer un profil comportemental de l'utilisateur du dispositif mobile sur la base des données d'activité collectées; la réception, au niveau du dispositif mobile, à partir du serveur, du profil comportemental; le stockage du profil comportemental localement sur le dispositif mobile; et la détermination, sur le dispositif mobile, s'il faut oui ou non autoriser une transaction financière requise en fonction d'une comparaison de données associées à la transaction financière requise et de données associées au profil comportemental.
front page image
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)