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1. (WO2017091148) A METHOD AND SYSTEM FOR MANAGING REFERRAL REWARDS OF DIGITAL WALLETS
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2017/091148 International Application No.: PCT/SG2016/050561
Publication Date: 01.06.2017 International Filing Date: 11.11.2016
IPC:
G06Q 30/02 (2012.01) ,G06Q 20/36 (2012.01) ,G06Q 20/40 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30
Commerce, e.g. shopping or e-commerce
02
Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
36
using electronic wallets or electronic money safes
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
Applicants:
MASTERCARD ASIA/PACIFIC PTE.LTD [SG/SG]; 152 Beach Road #35-00, Gateway East, Singapore 189721, SG
Inventors:
VENUGOPALAN, Vijin; SG
SHARMA, Prashant; US
HAYES, Joseph; US
Agent:
SPRUSON & FERGUSON (ASIA) PTE LTD; P.O. Box 1531, Robinson Road Post Office Singapore 903031, SG
Priority Data:
10201509771U27.11.2015SG
Title (EN) A METHOD AND SYSTEM FOR MANAGING REFERRAL REWARDS OF DIGITAL WALLETS
(FR) PROCÉDÉ ET SYSTÈME DE GESTION DE PRIMES DE RENVOI DE RÉFÉRENCE DE PORTEFEUILLES NUMÉRIQUES
Abstract:
(EN) A method for managing referral rewards of digital wallets is disclosed, the method comprising the steps of receiving at a digital wallet server, a referral-code and registration information for a referral digital wallet, where the registration information includes a first unique identifier and at least one primary account number (PAN) associated with a referral; sending from the digital wallet server, the first unique identifier and the PAN associated with the referral to an issuer server for checking if the first unique identifier exists in an issuer table; receiving at the digital wallet server, confirmation from the issuer server that the first unique identifier does not exist in the issuer table; receiving at the digital wallet server, reward data from the issuer server indicative of a reward; identifying at the digital wallet server, an affiliate digital wallet based on the referral-code; and crediting the affiliate digital wallet with the reward.
(FR) La présente invention concerne un procédé de gestion de primes de renvoi de référence de portefeuilles numériques, le procédé comprenant les étapes de réception, au niveau d'un serveur de portefeuilles numériques, d'un code de renvoi de référence et d'informations d'enregistrement pour un portefeuille numérique de renvoi de référence, les informations d'enregistrement comprenant un premier identifiant unique et au moins un numéro de compte primaire (PAN) associés à un renvoi de référence; d'envoi, depuis le serveur de portefeuilles numériques, du premier identifiant unique et du PAN associés au renvoi de référence à un serveur d'émetteurs pour vérifier si le premier identifiant unique existe dans une table d'émetteurs; de reception au niveau du serveur de portefeuilles numériques, d'une confirmation provenant du serveur d'émetteurs que le premier identifiant unique n'existe pas dans la table d'émetteurs; de reception, au niveau du serveur de portefeuilles numériques, de données de prime provenant du serveur d'émetteurs indicatives d'une prime; d'identification, au niveau du serveur de portefeuilles numériques, d'un portefeuille numérique affilié sur la base du code de renvoi de référence; et de crédit de la prime sur le portefeuille numérique affilié.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)