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1. (WO2017090966) REMITTANCE PAYMENT SERVICE PROVIDING SYSTEM, DEVICE, AND METHOD
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2017/090966 International Application No.: PCT/KR2016/013523
Publication Date: 01.06.2017 International Filing Date: 23.11.2016
IPC:
G06Q 20/22 (2012.01) ,G06Q 20/10 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
22
Payment schemes or models
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
08
Payment architectures
10
specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Applicants:
김의준 KIM, Eui Joon [KR/KR]; KR
Inventors:
김의준 KIM, Eui Joon; KR
Agent:
특허법인 유아이피 UIP INTERNATIONAL PATENT AND LAW FIRM; 서울시 강남구 테헤란로 8길 8, 홍은빌딩6층 6F, Hongeun Bldg., 8 Teheranro-8gil, Gangnam-gu, Seoul 06233, KR
Priority Data:
10-2015-016490824.11.2015KR
Title (EN) REMITTANCE PAYMENT SERVICE PROVIDING SYSTEM, DEVICE, AND METHOD
(FR) SYSTÈME, DISPOSITIF ET PROCÉDÉ DE FOURNITURE DE SERVICE DE PAIEMENT DE REMISE
(KO) 송금 결제 서비스 제공 시스템, 장치 및 방법
Abstract:
(EN) Disclosed are a system for providing a remittance payment service supporting payment between a plurality of payment entities, and a device and a method therefor. A device for providing a remittance payment service according to an embodiment may comprise: an information database for storing joining information for remittance payment, which has been granted at the time of joining of each of the plurality of payment entities; a payment message reception unit for receiving a payment completion message from a predetermined payment entity having performed payment on the basis of payment information received from a payment request side terminal; a remittance amount calculation unit for selecting a payment entity on the basis of recipient information in the payment completion message, and calculating a remittance amount for a payment amount in the payment completion message on the basis of relationship between the selected payment entity and the payment amount; and a remittance payment processing unit for searching for joining information for remittance payment in the information database on the basis of the selected payment entity, and transmitting a remittance payment request message including the joining information for remittance payment, the remittance amount, and the recipient information to the selected payment entity, so as to request remittance payment.
(FR) L'invention concerne un système permettant de fournir un service de paiement de remise prenant en charge un paiement entre une pluralité d'entités de paiement, ainsi qu'un dispositif et un procédé associés. Selon un mode de réalisation, un dispositif permettant de fournir un service de paiement de remise peut comprendre : une base de données d'informations permettant de stocker des informations d'adhésion pour le paiement de la remise, qui a été accordé au moment de l'adhésion de chaque entité de la pluralité d'entités de paiement; une unité de réception de message de paiement permettant de recevoir un message d'exécution de paiement d'une entité de paiement prédéterminée ayant effectué le paiement d'après les informations de paiement reçues d'un terminal du côté demande de paiement; une unité de calcul de montant de remise permettant de sélectionner une entité de paiement d'après les informations du bénéficiaire figurant dans le message d'exécution de paiement, et de calculer un montant de remise pour un montant de paiement dans le message d'exécution de paiement d'après la relation entre l'entité de paiement sélectionnée et le montant de paiement; et une unité de traitement de paiement de remise permettant de rechercher des informations d'adhésion pour le paiement de remise dans la base de données d'informations d'après l'entité de paiement sélectionnée, et de transmettre un message de demande de paiement de remise comprenant les informations d'adhésion pour le paiement de remise, le montant de la remise ainsi que les informations du bénéficiaire à l'entité de paiement sélectionnée de façon à demander la remise de paiement.
(KO) 복수의 결제 엔티티간 결제를 지원하는 송금 결제 서비스 제공 시스템, 장치 및 방법이 개시된다. 일 실시예에 따른 송금 결제 서비스 제공 장치는 상기 복수의 결제 엔티티 각각에 대한 가입을 통해 부여받은 송금 결제용 가입 정보가 저장된 정보 데이터베이스와, 결제 요청측 단말로부터 수신한 결제 정보를 기반으로 결제를 수행한 임의의 결제 엔티티로부터 결제 완료 전문을 수신하는 결제 전문 수신부와, 상기 결제 완료 전문 내 수령자 정보를 기반으로 결제 엔티티를 선택하며, 상기 선택한 결제 엔티티와 상기 결제 금액간의 관계를 기반으로 상기 결제 완료 전문 내 결제 금액에 대한 송금 금액을 산출하는 송금액 산출부와, 상기 선택한 결제 엔티티를 기반으로 상기 정보 데이터베이스에서 송금 결제용 가입 정보를 검색하며, 상기 송금 결제용 가입 정보, 송금 금액 및 수령자 정보를 포함한 송금 결제 요청 전문을 상기 선택된 결제 엔티티에 전송하여 송금 결제를 요청하는 송금 결제 처리부를 포함할 수 있다.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Korean (KO)
Filing Language: Korean (KO)