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1. (WO2017090785) SYSTEM AND METHOD FOR ONE-CLICK POINT SERVICE
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2017/090785 International Application No.: PCT/KR2015/012599
Publication Date: 01.06.2017 International Filing Date: 23.11.2015
IPC:
G06Q 20/04 (2012.01) ,G06Q 20/40 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
04
Payment circuits
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
Applicants:
주식회사 하나은행 KEB HANA BANK [KR/KR]; 서울시 중구 을지로 66 66, Eulji-ro Jung-gu Seoul 04538, KR
하나카드 주식회사 HANACARD [KR/KR]; 서울시 중구 남대문로9길 24 24, Namdaemun-ro 9-gil Jung-gu Seoul 04522, KR
하나금융투자(주) HANA FINANCIAL INVESTMENT [KR/KR]; 서울시 영등포구 의사당대로 82 82, Uisadang-daero Yeongdeungpo-gu Seoul 07321, KR
하나캐피탈 주식회사 HANA CAPITAL CO., LTD. [KR/KR]; 서울시 강남구 테헤란로 126, 13층 F13, 126, Teheran-ro Gangnam-gu Seoul 06234, KR
하나생명보험 주식회사 HANA LIFE INSURANCE [KR/KR]; 서울시 중구 서소문로 89-31 89-31, Seosomun-ro Jung-gu Seoul 04516, KR
주식회사 하나저축은행 HANA SAVINGS BANK [KR/KR]; 서울시 종로구 종로 293 293, Jong-ro Jongno-gu Seoul 03106, KR
Inventors:
한준성 HAN, Jun-Seong; KR
이승훈 LEE, Seung-Hoon; KR
황규진 HWANG, Kyu-Jin; KR
허유성 HUH, Yoo-Sung; KR
양경식 YANG, Kyung-Shik; KR
조계원 CHO, Kye-Won; KR
박재인 PARK, Jae-In; KR
김동원 KIM, Dong-Won; KR
Agent:
특허법인 명인 MI PATENT & LAW FIRM; 서울시 강남구 테헤란로4길 45 5층 5F, 45, Teheran-ro 4-gil Gangnam-gu Seoul 06240, KR
Priority Data:
Title (EN) SYSTEM AND METHOD FOR ONE-CLICK POINT SERVICE
(FR) SYSTÈME ET PROCÉDÉ DE SERVICE DE POINTS EN UN CLIC
(KO) 원 클릭 포인트 서비스 시스템 및 방법
Abstract:
(EN) The present invention relates to a system and a method for a one-click point service, the method according to the present invention comprising the steps of: receiving a card transaction approval request from an affiliate terminal; transmitting the result of card transaction approval to the affiliate terminal; transmitting, to a user terminal, a message for confirming whether points are to be used for the payment of the card transaction amount approved for transaction; and, if a request for use of points is received from the user terminal, then processing at least a part of the payment of the card transaction amount approved for transaction using points.
(FR) La présente invention concerne un système et un procédé de service de points en un clic, le procédé selon la présente invention comprenant les étapes consistant à : recevoir une demande d'autorisation de transaction de carte d'un terminal de membre; transmettre le résultat d'autorisation de transaction de carte au terminal de membre; transmettre, à un terminal d'utilisateur, un message permettant de confirmer si des points doivent être utilisés pour le paiement du montant de transaction de carte autorisé pour une transaction; et, si une demande d'utilisation de points est reçue en provenance du terminal d'utilisateur, traiter ensuite au moins une partie du paiement du montant de transaction de carte autorisé pour une transaction au moyen de points.
(KO) 본 발명은 원 클릭 포인트 서비스 시스템 및 방법에 관한 것으로, 본 발명에 따른 방법은 가맹점 단말로부터 카드 거래 승인 요청을 수신하는 단계, 상기 가맹점 단말에 카드 거래 승인 결과를 전송하는 단계, 상기 거래 승인된 카드 거래 금액 결제에 포인트 사용 여부를 확인하기 위한 메시지를 사용자 단말에 전송하는 단계, 그리고 상기 사용자 단말로부터 포인트 사용 신청을 수신하면, 상기 거래 승인된 카드 거래 금액 결제 중 적어도 일부를 포인트를 사용하여 결제 처리하는 단계를 포함한다.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Korean (KO)
Filing Language: Korean (KO)