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|1. (WO2017067153) CREDIT RISK ASSESSMENT METHOD AND DEVICE BASED ON TEXT ANALYSIS, AND STORAGE MEDIUM|
|Applicants:||TENCENT TECHNOLOGY (SHENZHEN) COMPANY LIMITED
|Title:||CREDIT RISK ASSESSMENT METHOD AND DEVICE BASED ON TEXT ANALYSIS, AND STORAGE MEDIUM|
A credit risk assessment method and device based on text analysis, and a storage medium. The method also comprises: acquiring a text of a borrower (S101); analyzing the text to obtain a basic language characteristic, the basic language characteristic being used for analyzing whether the borrower will break a contract (S102); inputting the basic language characteristic into a preset credit risk assessment model to obtain a risk value of the borrower outputted from the credit risk assessment model (S103); and outputting the risk value of the borrower (S104).