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1. (WO2017066002) BLOCKCHAIN-BASED IDENTITY AND TRANSACTION PLATFORM
Latest bibliographic data on file with the International Bureau    Submit observation

Pub. No.: WO/2017/066002 International Application No.: PCT/US2016/054920
Publication Date: 20.04.2017 International Filing Date: 30.09.2016
IPC:
G06Q 20/38 (2012.01) ,G06Q 20/40 (2012.01) ,G06Q 30/06 (2012.01) ,H04L 9/32 (2006.01) ,G06Q 30/02 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30
Commerce, e.g. shopping or e-commerce
06
Buying, selling or leasing transactions
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
L
TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9
Arrangements for secret or secure communication
32
including means for verifying the identity or authority of a user of the system
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30
Commerce, e.g. shopping or e-commerce
02
Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
Applicants: BANQU, INC.[US/US]; 4100 Heatherton Place Minnetonka, MN 55345, US
Inventors: GADNIS, Ashish; US
KEISER, Jeffrey, A.; US
LINTON, Michael; US
NATALENKO, Stanislav; UA
Agent: DUNCAN, Christopher, S.; US
Priority Data:
62/495,57417.10.2015US
Title (EN) BLOCKCHAIN-BASED IDENTITY AND TRANSACTION PLATFORM
(FR) PLATEFORME D’IDENTITÉ ET DE TRANSACTION BASÉE SUR UNE CHAÎNE DE BLOCS
Abstract:
(EN) Systems, methods, and computer media implementing blockchain-based identity and transaction platforms are described herein. Identity information, such as a photo, for a person can be encrypted and stored in a blockchain as part of enrolling the person as a user in a blockchain- based identity and transaction platform. Trust relationships can be formed between the user and other users, and records of the trust relationships can also be stored in the blockchain. Transactions between the user and other users with whom the user has formed a trust relationship can also be stored in the blockchain. The transactions can be authorized, for example, through a multi-stage verification process that accesses information stored on the blockchain. The transactions and identity information, along with other information, contribute to an economic identity of the person.
(FR) La présente invention concerne des systèmes, des procédés et des supports informatiques mettant en œuvre des plateformes d’identité et de transaction basées sur une chaîne de blocs. Des informations d’identité, telles qu’une photo, pour une personne peuvent être chiffrées et stockées dans une chaîne de blocs dans le cadre de l’inscription de la personne comme utilisateur dans une plateforme d’identité et de transaction basée sur une chaîne de blocs. Des relations de confiance peuvent être formées entre l’utilisateur et d’autres utilisateurs, et des enregistrements des relations de confiance peuvent également être stockés dans la chaîne de blocs. Des transactions entre l’utilisateur et d’autres utilisateurs avec lesquels l’utilisateur a formé une relation de confiance peuvent également être stockées dans la chaîne de blocs. Les transactions peuvent être autorisées, par exemple, par l’intermédiaire d’un processus de vérification à multiples étapes qui accède à des informations stockées sur la chaîne de blocs. Les transactions et les informations d’identité, conjointement avec d’autres informations, contribuent à une identité économique de la personne.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DJ, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KW, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)