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1. (WO2017041153) TRANSACTION CREDIT AND PAYMENT METHOD IN A CLOUD PAYMENT SERVICE, AND PAYMENT TERMINAL

Pub. No.:    WO/2017/041153    International Application No.:    PCT/BR2016/050221
Publication Date: Fri Mar 17 00:59:59 CET 2017 International Filing Date: Wed Sep 07 01:59:59 CEST 2016
IPC: G06Q 20/20
G06Q 20/18
G06Q 20/22
Applicants: CIELO S.A.
Inventors: DO NASCIMENTO, Rafael
DE MELO FARIA, Renato
Title: TRANSACTION CREDIT AND PAYMENT METHOD IN A CLOUD PAYMENT SERVICE, AND PAYMENT TERMINAL
Abstract:
The present invention pertains to the technical field of payment means. The invention relates to a transaction credit and payment method in a cloud payment service (4), including the following steps: the merchant (2) communicates the buyer identifier (9), the merchant identifier (10) and transaction data (8) which include the total transaction price to the cloud payment service (4); the cloud payment service (4) stores a transaction credit (12) that is linked to the buyer identifier (9) and in which the transaction data (8) are recorded. The present invention also relates to a payment terminal.