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|1. (WO2017036249) METHOD AND DEVICE USING MOBILE TERMINAL TO MAKE PAYMENT|
|Applicants:||CHINA UNIONPAY CO., LTD.
|Title:||METHOD AND DEVICE USING MOBILE TERMINAL TO MAKE PAYMENT|
A method using a mobile terminal to make a payment comprises: transmitting, to a back end, information of a payment account (101); receiving, from the back end, information of a virtual account corresponding to the payment account (102); and writing, via near field communication, the information of the virtual account into a smart card separated from a mobile terminal so that the virtual account can be used by the smart card to make a payment (103).