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1. (WO2017036249) METHOD AND DEVICE USING MOBILE TERMINAL TO MAKE PAYMENT

Pub. No.:    WO/2017/036249    International Application No.:    PCT/CN2016/089608
Publication Date: Fri Mar 10 00:59:59 CET 2017 International Filing Date: Tue Jul 12 01:59:59 CEST 2016
IPC: G06Q 20/32
Applicants: CHINA UNIONPAY CO., LTD.
中国银联股份有限公司
Inventors: CHU, Hongmei
褚红梅
ZHENG, Jianbin
郑建宾
LV, Xufeng
吕旭峰
FENG, Xiao
冯晓
Title: METHOD AND DEVICE USING MOBILE TERMINAL TO MAKE PAYMENT
Abstract:
A method using a mobile terminal to make a payment comprises: transmitting, to a back end, information of a payment account (101); receiving, from the back end, information of a virtual account corresponding to the payment account (102); and writing, via near field communication, the information of the virtual account into a smart card separated from a mobile terminal so that the virtual account can be used by the smart card to make a payment (103).