Search International and National Patent Collections

1. (WO2017035399) TOKEN SERVICE PROVIDER FOR ELECTRONIC/MOBILE COMMERCE TRANSACTIONS

Pub. No.:    WO/2017/035399    International Application No.:    PCT/US2016/048777
Publication Date: Fri Mar 03 00:59:59 CET 2017 International Filing Date: Fri Aug 26 01:59:59 CEST 2016
IPC: G06Q 20/36
G06Q 20/40
G06Q 30/02
Applicants: PAYPAL, INC.
Inventors: PRABHU, Nitin
GOMES, Dinesh
POVEY, Ian
Title: TOKEN SERVICE PROVIDER FOR ELECTRONIC/MOBILE COMMERCE TRANSACTIONS
Abstract:
In some embodiments, a verification system includes a memory storing a common identifier that identifies a user. The system may also include one or more hardware processors coupled to the memory and configured to read instructions from the memory to perform the steps of: receiving a token associated with a request to complete a transaction with an environment; determining the common identifier associated with the token, the common identifier being associated with an identifier of the merchant, an identifier of the user requesting the transaction, and a funding instrument associated with the user; and determining, based on information associated with the common identifier, whether to approve the transaction.