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1. (WO2016205645) SYSTEMS AND METHODS FOR MANAGING ELECTRONIC TOKENS FOR DEVICE INTERACTIONS
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2016/205645 International Application No.: PCT/US2016/038072
Publication Date: 22.12.2016 International Filing Date: 17.06.2016
IPC:
G06Q 20/40 (2012.01) ,G06Q 20/32 (2012.01) ,G06F 21/62 (2013.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
21
Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
60
Protecting data
62
Protecting access to data via a platform, e.g. using keys or access control rules
Applicants:
MORETON, Paul Y. [US/US]; US
DOUGLAS, Lawrence [US/US]; US
POOLE, Thomas [US/US]; US
CLARKE, Thomas C. [US/US]; US
CHOI, Saejin [US/US]; US
Inventors:
MORETON, Paul Y.; US
DOUGLAS, Lawrence; US
POOLE, Thomas; US
CLARKE, Thomas C.; US
CHOI, Saejin; US
Agent:
RAJAN, Kai; US
Priority Data:
62/181,96219.06.2015US
62/324,50519.04.2016US
Title (EN) SYSTEMS AND METHODS FOR MANAGING ELECTRONIC TOKENS FOR DEVICE INTERACTIONS
(FR) SYSTÈMES ET PROCÉDÉS PERMETTANT DE GÉRER DES JETONS ÉLECTRONIQUES DESTINÉS À DES INTERACTIONS DE DISPOSITIF
Abstract:
(EN) Systems and methods are provided for managing electronic tokens for device interactions. In some embodiments, a unified graphical user interface is provided for an account, for controlling the activation status and settings associated with authorized electronic devices used for conducting transactions on the account. The electronic devices may be programmed with an electronic token that allows a server to look up sensitive account information, although the electronic token does not divulge the account information itself. Therefore, if an electronic token is compromised or stolen, the account does not need to be closed, and sensitive information remains safe. Moreover, the unified graphical user interface provides detailed and highly customizable controls for settings and restrictions associated with each of the electronic tokens, without modifying or accessing sensitive account or personal information.
(FR) L'invention concerne des systèmes et des procédés permettant de gérer des jetons électroniques destinés à des interactions de dispositif. Dans certains modes de réalisation, une interface utilisateur graphique unifiée est fournie pour un compte, pour commander l'état d'activation et des réglages associés à des dispositifs électroniques autorisés utilisés pour réaliser des transactions sur le compte. Les dispositifs électroniques peuvent être programmés avec un jeton électronique qui permet à un serveur de rechercher des informations de compte sensibles, bien que le jeton électronique ne divulgue pas les informations de compte lui-même. Par conséquent, si un jeton électronique est compromis ou volé, le compte n'a pas besoin d'être fermé, et les informations sensibles restent en sécurité. En outre, l'interface utilisateur graphique unifiée fournit des commandes détaillées et hautement personnalisables pour des réglages et des limitations associés à chacun des jetons électroniques, sans modifier ou accéder aux informations de compte ou personnelles sensibles.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)
Also published as:
CA2990166