Processing

Please wait...

Settings

Settings

Goto Application

1. WO2016141865 - DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT

Publication Number WO/2016/141865
Publication Date 15.09.2016
International Application No. PCT/CN2016/075757
International Filing Date 07.03.2016
IPC
H04B 5/00 2006.01
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
BTRANSMISSION
5Near-field transmission systems, e.g. inductive loop type
H04B 5/02 2006.01
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
BTRANSMISSION
5Near-field transmission systems, e.g. inductive loop type
02using transceiver
G07F 7/08 2006.01
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
7Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08by coded identity card or credit card
G07F 19/00 2006.01
GPHYSICS
07CHECKING-DEVICES
FCOIN-FREED OR LIKE APPARATUS
19Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
CPC
G06Q 20/047
G06Q 20/20
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
20Point-of-sale [POS] network systems
G06Q 20/206
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
20Point-of-sale [POS] network systems
206comprising security or user identification provision, e.g. password entry
G06Q 20/3223
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
322Aspects of commerce using mobile devices [M-devices]
3223Realising banking transactions through M-devices
G06Q 20/325
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
325using wireless networks
G06Q 20/327
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
327Short range or proximity payments by means of M-devices
Applicants
  • 中国银联股份有限公司 CHINA UNIONPAY CO., LTD. [CN]/[CN]
Inventors
  • 尹亚伟 YIN, Yawei
  • 冯亮 FENG, Liang
  • 刘国宝 LIU, Guobao
  • 万四爽 WAN, Sishuang
Agents
  • 中国专利代理(香港)有限公司 CHINA PATENT AGENT (HK)LTD.
Priority Data
201510105097.711.03.2015CN
Publication Language Chinese (ZH)
Filing Language Chinese (ZH)
Designated States
Title
(EN) DATA TRANSMISSION METHOD FOR MOBILE NEAR FIELD PAYMENT AND USER EQUIPMENT
(FR) PROCÉDÉ DE TRANSMISSION DE DONNÉES DESTINÉ À UN PAIEMENT MOBILE EN CHAMP PROCHE, ET ÉQUIPEMENT UTILISATEUR
(ZH) 用于移动近场支付的数据传输方法及用户设备
Abstract
(EN)
A data transmission method executed in a user equipment for mobile near field payment, comprising: establishing a first communication link based on near field communication with a POS terminal; after the first communication link is established, establishing a security channel with the POS terminal, so as to perform a first interaction, related to a transaction request, with the POS terminal via the security channel; establishing a second communication link with the POS terminal, wherein compared with the first communication link, the second communication link is longer in communication distance and higher in transmission speed, and the second communication link is configured to perform data transmission in an encryption manner; and via the second communication link, the user equipment and the POS terminal performing a second interaction related to a transaction response. The present invention also relates to a user equipment for mobile near field payment.
(FR)
L'invention concerne un procédé de transmission de données exécuté dans un équipement utilisateur destiné à un paiement mobile en champ proche, comprenant les étapes consistant à : établir une première liaison de communication en se basant sur une communication en champ proche avec un terminal de point de vente; après que la première liaison de communication est établie, établir un canal de sécurité avec le terminal de point de vente, de façon à effectuer une première interaction, se rapportant à une demande de transaction, avec le terminal de point de vente par l'intermédiaire du canal de sécurité; établir une seconde liaison de communication avec le terminal de point de vente, la seconde liaison de communication ayant, par rapport à la première liaison de communication, une distance de communication plus longue et une vitesse de transmission plus élevée, et la seconde liaison de communication étant configurée pour effectuer une transmission de données de manière cryptée; et via la seconde liaison de communication, effectuer, par l'équipement utilisateur et le terminal de point de vente, une seconde interaction relative à une réponse de transaction. La présente invention concerne également un équipement utilisateur destiné à un paiement mobile en champ proche.
(ZH)
一种在用户设备中执行的用于移动近场支付的数据传输的方法,包括:与POS终端建立基于近场通信的第一通讯链路;在所述第一通讯链路建立后,与所述POS终端建立安全通道,以便通过该安全通道与所述POS终端进行与交易请求相关的第一次交互;与所述POS终端建立第二通讯链路,其中,相比于所述第一通讯链路,所述第二通讯链路的通信距离更长、传输速度更快,并且所述第二通讯链路设置成以加密方式进行数据传输;经由所述第二通讯链路,所述用户设备与所述POS终端进行与交易应答相关的第二次交互。还涉及一种用于移动近场支付的用户设备。
Latest bibliographic data on file with the International Bureau