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1. (WO2016103194) CONTINUOUS FLOW PAYMENTS
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2016/103194    International Application No.:    PCT/IB2015/059903
Publication Date: 30.06.2016 International Filing Date: 22.12.2015
Chapter 2 Demand Filed:    24.10.2016    
IPC:
G06Q 20/04 (2012.01), G06Q 40/06 (2012.01)
Applicants: NEUSTIFTER, Manfred [AU/US]; (US)
Inventors: NEUSTIFTER, Manfred; (US)
Agent: ALBERT, Philip, H.; Davis Wright Tremaine LLP 1201 Third Avenue, Suite 2200 Seattle, WA 98101-3045 (US)
Priority Data:
62/095,513 22.12.2014 US
Title (EN) CONTINUOUS FLOW PAYMENTS
(FR) PAIEMENTS DE FLUX CONTINUS
Abstract: front page image
(EN)Using various embodiments, methods, devices, and systems for a continuous flow payment system (CFPS) are described. In one embodiment, the CFPS can compute a flow rate (value per unit time) of a user's income and expenses and display the user's account balance in real time. The CFPS can also instruct the payment of a user's financial obligations and manage a user's finances.
(FR)Différents modes de réalisation concernent des procédés, des dispositifs et des systèmes pour un système de paiement de flux continus (CFPS). Dans un mode de réalisation, le CFPS peut calculer un flux (valeur par unité de temps) des revenus et dépenses d'un utilisateur et afficher le solde du compte de l'utilisateur en temps réel. Le CFPS peut également demander le paiement des obligations financières d'un utilisateur et gérer les finances d'un utilisateur.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)