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Machine translation
1. (WO2016064172) SYSTEM AND METHOD FOR PROVIDING PAYMENT SERVICE
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2016/064172    International Application No.:    PCT/KR2015/011099
Publication Date: 28.04.2016 International Filing Date: 20.10.2015
IPC:
G06Q 20/40 (2012.01), G06Q 20/34 (2012.01)
Applicants: HAREX INFOTECH INC. [KR/KR]; 202, Toegye-ro, Jung-gu Seoul 04625 (KR)
Inventors: PARK, Kyung Yang; (KR).
YANG, Moon Ho; (KR)
Agent: JIMYUNG PATENT FIRM; 6F 332, Seocho-daero Seocho-gu Seoul 06632 (KR)
Priority Data:
10-2014-0141904 20.10.2014 KR
Title (EN) SYSTEM AND METHOD FOR PROVIDING PAYMENT SERVICE
(FR) SYSTÈME ET PROCÉDÉ DE FOURNITURE DE SERVICE DE PAIEMENT
(KO) 결제 서비스 제공 시스템 및 방법
Abstract: front page image
(EN)The present invention relates to a system and method for providing a payment service of a two-channel authentication method utilizing a card reader infrastructure and a user's mobile terminal. A system for proving a payment service according to an aspect of the present invention comprises: an affiliated store POS terminal for receiving MIN card information, and generating and transmitting a transaction authorization request signal; a server for receiving the transaction authorization request signal, transmitting a transaction authentication request signal to the user's mobile terminal, and transmitting authorization request information to a financial institution server when transaction authentication is completed from an input signal of the user's mobile terminal.
(FR)La présente invention concerne un système et un procédé permettant de fournir un service de paiement pour un procédé d'authentification à deux canaux utilisant une infrastructure de lecteur de carte et un terminal mobile d'utilisateur. Un système de de fourniture d'un service de paiement selon un aspect de la présente invention comprend : un terminal de PDV de magasin affilié permettant de recevoir des informations de carte MIN, et de générer et d'émettre un signal de demande d'autorisation de transaction ; un serveur permettant de recevoir le signal de demande d'autorisation de transaction, d'émettre un signal de demande d'authentification de transaction vers le terminal mobile de l'utilisateur, et d'émettre des informations de demande d'autorisation vers un serveur d'institution financière lorsqu'une authentification de transaction est achevée à partir d'un signal d'entrée du terminal mobile de l'utilisateur.
(KO)본 발명은 카드리더기 인프라와 사용자 휴대단말을 활용하는 투채널 인증 방식의 결제 서비스 제공 시스템 및 방법에 관한 것이다. 본 발명의 일면에 따른 결제 서비스 제공 시스템은 MIN 카드 정보를 수신하고, 거래 승인 요청 신호를 생성하여 전송하는 가맹점 포스 단말기 및 거래 승인 요청 신호를 전송 받아 사용자 휴대 단말로 거래 인증 요청 신호를 전송하고, 사용자 휴대 단말의 입력 신호로부터 거래 인증이 완료된 경우 승인 요청 정보를 금융 기관 서버로 전송하는 서버를 포함하는 것을 특징으로 한다.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG).
Publication Language: Korean (KO)
Filing Language: Korean (KO)