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1. (WO2016056853) SYSTEM FOR CONVENIENT PERSON AUTHENTICATION USING MOBILE COMMUNICATION TERMINAL AND ACTUAL FINANCIAL CARD AND METHOD THEREFOR
Latest bibliographic data on file with the International Bureau   

Pub. No.: WO/2016/056853 International Application No.: PCT/KR2015/010638
Publication Date: 14.04.2016 International Filing Date: 08.10.2015
IPC:
G06Q 20/40 (2012.01) ,G06Q 40/02 (2012.01) ,H04W 12/06 (2009.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02
Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
H ELECTRICITY
04
ELECTRIC COMMUNICATION TECHNIQUE
W
WIRELESS COMMUNICATION NETWORKS
12
Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
06
Authentication
Applicants: HANKOOKNFC, INC.[KR/KR]; 3rd Floor, 48, Seochojungang-ro Seocho-gu Seoul 06643, KR
Inventors: SONG, Sung Un; KR
Agent: DANA PATENT LAW FIRM; 4~6th Floor, New Wing, Gwangsung Bldg. 11, Yeoksam-ro 3-gil Gangnam-gu Seoul 06242, KR
Priority Data:
10-2014-013600908.10.2014KR
Title (EN) SYSTEM FOR CONVENIENT PERSON AUTHENTICATION USING MOBILE COMMUNICATION TERMINAL AND ACTUAL FINANCIAL CARD AND METHOD THEREFOR
(FR) SYSTÈME POUR L'AUTHENTIFICATION PRATIQUE DE PERSONNE À L'AIDE D'UN TERMINAL DE COMMUNICATION MOBILE ET D'UNE CARTE BANCAIRE RÉELLE ET PROCÉDÉ ASSOCIÉ
(KO) 이동통신단말기 및 실물 금융카드를 이용한 간편 본인 인증 시스템 및 그 방법
Abstract:
(EN) The present invention relates to a system for convenient person authentication using an actual financial card and a method therefor. The present invention can authenticate the user of an actual financial card on the basis of information acquired from the actual financial card in a contact or non-contact type. The present invention relates to a system and a method for authentication wherein, when authentication of a user is initially requested and when the authentication is then successful, the UID of the actual financial card and the PIN related to the authentication are registered, and the UID and the personal identification information are used for following authentication, thereby improving security and convenience.
(FR) La présente invention concerne un système pour l'authentification pratique de personne à l'aide d'une carte bancaire réelle et un procédé associé. La présente invention peut authentifier l'utilisateur d'une carte bancaire réelle sur la base d'informations acquises à partir de la carte bancaire réelle de manière avec ou sans contact. La présente invention concerne un système et un procédé d'authentification. Lorsque l'authentification d'un utilisateur est initialement demandée et lorsque l'authentification est réussie, l'identifiant utilisateur (UID) de la carte bancaire et le numéro d'identification personnel (PIN) relatifs à l'authentification sont enregistrés, et l'UID et les informations d'identification personnelle sont utilisés pour suivre l'authentification, ce qui permet d'améliorer la sécurité et la commodité.
(KO) 본 발명은 실물 금융카드를 이용한 간편 본인 인증 시스템 및 그 방법에 관한 발명이다. 본 발명은 접촉 또는 비접촉 방식으로 실물 금융카드로부터 획득한 정보를 바탕으로 상기 실물 금융카드의 사용자를 인증할 수 있다. 처음 인증을 요청한 사용자에 대한 인증이 성공하면, 상기 실물 금융카드의 UID와 인증에 대한 개인식별번호(PIN)를 등록하고, 이후의 인증에서 상기 UID와 상기 개인식별정보를 이용하여 인증함으로써, 보안성과 편의성을 높인 인증 시스템 및 그 방법에 관한 발명이다.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: Korean (KO)
Filing Language: Korean (KO)