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1. (WO2015124257) TRANSACTION AUTHORIZATION METHOD
Latest bibliographic data on file with the International Bureau   

Pub. No.: WO/2015/124257 International Application No.: PCT/EP2015/000150
Publication Date: 27.08.2015 International Filing Date: 27.01.2015
IPC:
G06Q 20/20 (2012.01) ,G06Q 20/32 (2012.01) ,G06Q 20/38 (2012.01) ,G06Q 20/40 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
08
Payment architectures
20
Point-of-sale [POS] network systems
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
Applicants:
GIESECKE & DEVRIENT GMBH [DE/DE]; Prinzregentenstrasse 159 81677 München, DE
Inventors:
BALDISCHWEILER, Michael; DE
DIETZE, Claus; DE
AUER, Martin; DE
Priority Data:
10 2014 002 602.724.02.2014DE
Title (EN) TRANSACTION AUTHORIZATION METHOD
(FR) PROCÉDÉ POUR AUTORISER UNE TRANSACTION
(DE) VERFAHREN ZUM AUTORISIEREN EINER TRANSAKTION
Abstract:
(EN) The invention relates to a method for authorizing a transaction. In said method, a first code (28) and a second code (29) are read by a first mobile device (10). The second code (29) contains information for decoding the first code (28). A first signature which confirms the transaction with the system (24) is generated from the read codes and is transmitted to the system, whereupon the transaction is authorized.
(FR) La présente invention concerne un procédé pour autoriser une transaction. Ce procédé consiste à lire un premier code (28) et un deuxième code (29) au moyen d'un premier dispositif mobile (10). Le deuxième code (29) contient des informations permettant de déchiffrer le premier code (28). La lecture des codes permet de générer une première signature confirmant la transaction vis-à-vis du système (24), cette première signature étant transmise au système. La transaction est alors autorisée.
(DE) Die vorliegende Erfindung betrifft ein Verfahren zum Autorisieren einer Transaktion. Bei dem Verfahren werden mittels einer ersten mobilen Einrichtung (10) ein erster Code (28) sowie ein zweiter Code (29) ausgelesen. Der zweite Code (29) enthält Informationen zum Entschlüsseln des ersten Codes (28). Aus den ausgelesenen Codes wird eine die Transaktion gegenüber dem System (24) bestätigende erste Signatur erzeugt, die an das System übermittelt wird. Im Anschluss erfolgt eine Autorisierung der Transaktion.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IR, IS, JP, KE, KG, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SA, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, ST, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, KM, ML, MR, NE, SN, TD, TG)
Publication Language: German (DE)
Filing Language: German (DE)