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1. WO2015083918 - METHOD AND SYSTEM FOR PROVIDING PAYMENT SERVICE

Publication Number WO/2015/083918
Publication Date 11.06.2015
International Application No. PCT/KR2014/007192
International Filing Date 05.08.2014
IPC
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G06Q 20/40 (2012.01)
G06Q 20/32 (2012.01)
CPC
G06Q 20/3227
G06Q 20/325
G06Q 20/327
G06Q 20/363
G06Q 20/3821
G06Q 20/4012
Applicants
  • 비씨카드 주식회사 BC CARD CO.,LTD. [KR/KR]; 서울시 서초구 효령로 275 275, Hyoryeong-ro Seocho-gu Seoul 137-777, KR
Inventors
  • 김명석 KIM, Myoung Suk; KR
  • 장석호 CHANG, Sok Ho; KR
Agents
  • 특허법인 하나 HANA INTELLECTUAL PROPERTY LAW; 서울시 서초구 서초중앙로 52, 6층 특허법인 하나 Hana Intellectual Property Law 6F, 52, Seochojungang-ro Seocho-gu Seoul 137-070, KR
Priority Data
10-2013-015181906.12.2013KR
10-2014-003618127.03.2014KR
Publication Language Korean (KO)
Filing Language Korean (KO)
Designated States
Title
(EN) METHOD AND SYSTEM FOR PROVIDING PAYMENT SERVICE
(FR) PROCÉDÉ ET SYSTÈME POUR ASSURER UN SERVICE DE PAIEMENT
(KO) 결제 서비스를 제공하기 위한 방법 및 시스템
Abstract
(EN)
Provided is a method for providing a payment service by an affiliated store terminal, the method comprising the steps of: (a) receiving multiple pieces of payment means replacement information stored to match a user corresponding to identification information of a user terminal, from a payment server which has received, from the user terminal, a payment request including a first authentication number, location information of the user terminal, and identification information of the user terminal; (b) inputting selection information on one of the multiple pieces of payment means replacement information, and the first authentication number; and (c) transmitting, to the payment server, a payment approval request including the payment means selection information, the first authentication number, and a second authentication number.
(FR)
L'invention concerne un procédé destiné à assurer un service de paiement au moyen d'un terminal de magasin affilié, le procédé comportant les étapes consistant à: (a) recevoir des éléments multiples d'informations de remplacement de moyens de paiement stockés pour coïncider avec un utilisateur correspondant à des informations d'identification d'un terminal d'utilisateur, en provenance d'un serveur de paiement qui a reçu, en provenance du terminal d'utilisateur, une demande de paiement comprenant un premier numéro d'authentification, des informations de position du terminal d'utilisateur et des informations d'identification du terminal d'utilisateur; (b) saisir des informations de sélection sur un des éléments multiples d'informations de remplacement de moyens de paiement et le premier numéro d'authentification; et (c) envoyer au serveur de paiement une demande d'homologation de paiement comprenant les informations de sélection de moyen de paiement, le premier numéro d'authentification et un deuxième numéro d'authentification.
(KO)
가맹점 단말이 결제 서비스를 제공하기 위한 방법으로서, (a) 사용자 단말로부터 제1 인증 번호, 상기 사용자 단말의 위치 정보 및 상기 사용자 단말의 식별 정보를 포함하는, 결제 요청을 수신한 결제 서버로부터, 상기 사용자 단말의 식별 정보에 상응하는 사용자와 매칭되어 저장되어 있는 복수개의 결제 수단 대체 정보를 수신하는 단계; (b) 상기 복수개의 결제 수단 대체 정보 중 어느 하나에 대한 선택 정보 및 제1 인증 번호가 입력되는 단계; 및 (c) 상기 결제 수단 선택 정보 정보, 상기 제1 인증 번호 및 제2 인증 번호를 포함하는, 결제 승인 요청을 상기 결제 서버로 전송하는 단계를 포함하는, 결제 서비스 제공 방법이 제공된다.
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