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1. WO2015079431 - DEVICE FOR APPLYING DIGITAL PAYMENT ON AN AUGMENTED REALITY BASIS THROUGH MOBILE DEVICES

Publication Number WO/2015/079431
Publication Date 04.06.2015
International Application No. PCT/ID2014/000009
International Filing Date 22.08.2014
IPC
G06Q 30/02 2012.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
CPC
G06Q 20/322
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
322Aspects of commerce using mobile devices [M-devices]
G06Q 20/3276
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
327Short range or proximity payments by means of M-devices
3276using a pictured code, e.g. barcode or QR-code, being read by the M-device
G06Q 20/4014
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
401Transaction verification
4014Identity check for transactions
G06Q 30/0225
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
0225Avoiding frauds
G06Q 30/0236
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
0236Incentive or reward received by requiring registration or ID from user
Applicants
  • PT WIRYA INOVASI [ID]/[ID]
Inventors
  • WIRJATMO, Michel Budi
Agents
  • WINDIAPRANA
Priority Data
P0020130467227.11.2013ID
Publication Language English (en)
Filing Language English (EN)
Designated States
Title
(EN) DEVICE FOR APPLYING DIGITAL PAYMENT ON AN AUGMENTED REALITY BASIS THROUGH MOBILE DEVICES
(FR) DISPOSITIF D'APPLICATION DE PAIEMENT NUMÉRIQUE SUR UNE BASE DE RÉALITÉ AUGMENTÉE PAR L'INTERMÉDIAIRE DE DISPOSITIFS MOBILES
Abstract
(EN) The present invention relates to device for the application of digital payment on an augmented reality basis through mobile devices that can be used for transaction. The application of augmented-reality applications will make it easier for producers to the identity of user and other features if required to deliver the Digital Payment. The camera on the mobile phone will be used to take a photograph and process the image by tracking the name position, addresses and other features easily, so that the identity of users will be registered on the producer along with other terms such as showing currency as a requirement. After the verification, the digital payment will automatically be processed and there will be a barcode facility as a sign of participation of the user making it impossible to be faked.
(FR) La présente invention concerne un dispositif pour l'application d'un paiement numérique sur une base de réalité augmentée par l'intermédiaire de dispositifs mobiles qui peut être utilisé pour effectuer une transaction. L'application d'applications à réalité augmentée facilitera l'identification, par les fournisseurs, de l'utilisateur et d'autres caractéristiques si nécessaire pour délivrer le paiement numérique. La caméra sur le téléphone mobile sera utilisée pour prendre une photographie et traiter l'image en suivant la position du nom, les adresses et d'autres caractéristiques facilement, de sorte que l'identité des utilisateurs sera enregistrée chez le fournisseur avec d'autres termes tels que la présentation d'argent en tant qu'exigence. Après la vérification, le paiement numérique sera traité automatiquement et il y aura une structure de code à barres en tant que signe de participation de l'utilisateur qui empêchera sa falsification.
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