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1. WO2014125375 - SECURE MOBILE PAYMENTS

Publication Number WO/2014/125375
Publication Date 21.08.2014
International Application No. PCT/IB2014/000694
International Filing Date 12.02.2014
IPC
H04L 9/08 2006.1
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9Arrangements for secret or secure communication
08Key distribution
CPC
G06F 21/62
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
60Protecting data
62Protecting access to data via a platform, e.g. using keys or access control rules
G06Q 20/326
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
326Payment applications installed on the mobile devices
G06Q 20/3829
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
382insuring higher security of transaction
3829involving key management
H04L 2209/56
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
2209Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
56Financial cryptography, e.g. electronic payment or e-cash
H04L 2209/80
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
2209Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
80Wireless
H04L 9/0861
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
08Key distribution ; or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
0861Generation of secret information including derivation or calculation of cryptographic keys or passwords
Applicants
  • MISTRAL MOBILE [FI]/[FI]
Inventors
  • TERVO, Timo, P.
  • AUBRY, Nicolas
Agents
  • WRAIGE, David Leslie Charles
Priority Data
13/958,29402.08.2013US
61/764,20313.02.2013US
Publication Language English (en)
Filing Language English (EN)
Designated States
Title
(EN) SECURE MOBILE PAYMENTS
(FR) PAIEMENTS MOBILES SÉCURISÉS
Abstract
(EN) Methods and apparatus, including computer program products, are provided secure payments. In one aspect there is provided a method. The method may include selecting a plurality of key parts from a plurality of key parts collections, wherein the plurality of key parts comprise key parts values and indexes; and generating a message comprising a header and a payload, wherein the header comprises an indicator of the key parts selected from the plurality of key parts collections, and wherein the payload comprises information encrypted using a symmetric key formed by combining the key parts values selected from the plurality of key parts collections. Related apparatus, systems, methods, and articles are also described.
(FR) La présente invention concerne des procédés et un appareil, comprenant des produits-programmes d'ordinateur, qui permettent des paiements sécurisés. Un aspect de la présente invention concerne un procédé qui consiste à : sélectionner une pluralité de parties de clé parmi une pluralité de collections de parties de clé, la pluralité de parties de clé comprenant des valeurs de partie de clé et des indices ; et générer un message comprenant un en-tête et une charge utile, l'en-tête comprenant un indicateur des parties de clé sélectionnées parmi la pluralité de collections de parties de clé tandis que la charge utile comprend des informations chiffrées à l'aide d'une clé symétrique formée par une combinaison des valeurs de partie de clé sélectionnées parmi la pluralité de collections de parties de clé. La présente invention concerne également un appareil, des systèmes, des procédés et des articles associés.
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