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1. WO2014009646 - SECURE ELECTRONIC ENTITY FOR AUTHORIZING A TRANSACTION

Publication Number WO/2014/009646
Publication Date 16.01.2014
International Application No. PCT/FR2013/051630
International Filing Date 09.07.2013
IPC
G06Q 20/32 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices
32using wireless devices
CPC
G06Q 20/32
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
G06Q 20/3226
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
322Aspects of commerce using mobile devices [M-devices]
3226Use of secure elements separate from M-devices
G06Q 20/3229
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
322Aspects of commerce using mobile devices [M-devices]
3229Use of the SIM of a M-device as secure element
G06Q 20/3278
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
327Short range or proximity payments by means of M-devices
3278RFID or NFC payments by means of M-devices
G06Q 20/3829
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
382insuring higher security of transaction
3829involving key management
G06Q 20/40
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Applicants
  • OBERTHUR TECHNOLOGIES [FR]/[FR]
Inventors
  • AUBIN, Yann-Loïc
  • DUCROS, Christophe
  • DESPIERRE, Thierry
  • GAUVIN, David
  • RICO, Ruben
Agents
  • LEFEVRE, David
Priority Data
125677913.07.2012FR
Publication Language French (FR)
Filing Language French (FR)
Designated States
Title
(EN) SECURE ELECTRONIC ENTITY FOR AUTHORIZING A TRANSACTION
(FR) ENTITE ELECTRONIQUE SECURISEE POUR L'AUTORISATION D'UNE TRANSACTION
Abstract
(EN)
The invention pertains to a secure electronic entity (100) comprising a communication interface (105), characterized in that it comprises means, for, when it is connected by said communication interface (105) to a portable electronic device (200) having means of connection to a telecommunications network (300), - authenticating a remote transaction verification server (310) in the telecommunications network (300) and authenticating itself with said remote server (310), - then establishing a secure connection (1000), via the telecommunications network, with said remote server (310), - and receiving, via said communication interface (105), data relating to a transaction envisaged (2000) with a third-party device (400) and transmitting said data, via the secure connection (1000), to the remote server (310) so that it analyses said data with a view to taking a decision as to a possible authorization of the transaction.
(FR)
L'invention porte sur une entité électronique sécurisée (100) comportant une interface de communication (105), caractérisée en ce qu'elle comporte des moyens, pour, quand elle est connectée par ladite interface de communication (105) à un dispositif électronique portable (200) disposant de moyens de connexion à un réseau de télécommunications (300), - authentifier un serveur de vérification de transaction (310) distant dans le réseau de télécommunications (300) et s'authentifier auprès dudit serveur distant (310), - puis établir une connexion sécurisée (1000), via le réseau de télécommunications, avec ledit serveur distant (310), - et recevoir, via ladite interface de communication (105), des données relatives à une transaction envisagée (2000) avec un dispositif tiers (400) et les transmettre, via la connexion sécurisée (1000), au serveur distant (310) pour qu'il les analyse en vue de prendre une décision quant à une éventuelle autorisation de la transaction.
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