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1. WO2013163092 - SYSTEMS AND METHODS FOR FACILITATING PROCESSING OF ELECTRONIC PAYMENTS

Publication Number WO/2013/163092
Publication Date 31.10.2013
International Application No. PCT/US2013/037606
International Filing Date 22.04.2013
IPC
G06Q 20/40 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
38Payment protocols; Details thereof
40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
CPC
G06Q 20/08
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
G06Q 40/00
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Applicants
  • MASTERCARD INTERNATIONAL INCORPORATED [US]/[US]
Inventors
  • MILAM, Amy Christine
  • KLAUS, Stephen Joseph
Agents
  • FITZGERALD, Daniel M.
Priority Data
13/457,22226.04.2012US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) SYSTEMS AND METHODS FOR FACILITATING PROCESSING OF ELECTRONIC PAYMENTS
(FR) SYSTÈMES ET PROCÉDÉS FACILITANT LE TRAITEMENT DE PAIEMENTS ÉLECTRONIQUES
Abstract
(EN)
A computer system for use with a database that includes a directory of electronic payees is provided. The computer system includes a memory device and a processor. The computer system is programmed to receive a payee file that includes payee information about a payee, verify whether the payee is included in the directory of electronic payees based on the payee information about the payee, and generate an output file that includes the payee information and one of an electronic payee identifier if a verification is confirmed and an indicator that no match was verified.
(FR)
L'invention concerne un système informatique destiné à être utilisé avec une base de données comprenant un répertoire de bénéficiaires électroniques. Le système informatique comprend un dispositif de mémoire et un processeur. Le système informatique est programmé pour recevoir un fichier de bénéficiaire qui contient des informations de bénéficiaire concernant un bénéficiaire, pour vérifier si le bénéficiaire est présent dans le répertoire de bénéficiaires électroniques sur la base des informations de bénéficiaire concernant le bénéficiaire, et pour générer un fichier de sortie contenant les informations de bénéficiaire et soit un identifiant de bénéficiaire électronique, si une vérification est confirmée, soit un indicateur qu'aucune concordance n'a été trouvée.
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