An administrator server system 14 for authorizing a transaction between a provider and a recipient and includes a server database 26; a processor 27 and a server application 28 executed on the processor 27. The processor is operable to execute a method wherein the processor 27 is operable to receive a provider authorization request 46 via a communication network 18 from a provider communication device 12 requesting authorization for the transaction. In response, the processor is also operable to generate an administrator authorization request 48; and send the request 48 via the network 18 to a mobile device application 40 of a mobile device 16 of the recipient. The processor 27 is further operable to receive a recipient authorization response 52 via the network 18 from the application 40, authorizing or declining the request 48. In response, the processor 27 is operable to generate an administrator authorization response 50 including the recipient's response; and to send the response 50 to the device 12 via the network 18, authorizing or declining the transaction.