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1. WO2013154665 - METHODS AND SYSTEMS FOR EXCHANGING STORED VALUE USING A MOBILE COMMUNICATION DEVICE

Publication Number WO/2013/154665
Publication Date 17.10.2013
International Application No. PCT/US2013/024868
International Filing Date 06.02.2013
IPC
G06Q 30/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
CPC
G06Q 20/3224
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
322Aspects of commerce using mobile devices [M-devices]
3224Transactions dependent on location of M-devices
G06Q 30/0207
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
02Marketing, e.g. market research and analysis, surveying, promotions, advertising, buyer profiling, customer management or rewards; Price estimation or determination
0207Discounts or incentives, e.g. coupons, rebates, offers or upsales
G06Q 30/06
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
30Commerce, e.g. shopping or e-commerce
06Buying, selling or leasing transactions
Applicants
  • CITI VENTURES, INC. [US]/[US]
Inventors
  • BURR, Busy
  • LISING, Sam
Agents
  • HARRINGTON, John, M.
Priority Data
13/443,15310.04.2012US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) METHODS AND SYSTEMS FOR EXCHANGING STORED VALUE USING A MOBILE COMMUNICATION DEVICE
(FR) PROCÉDÉS ET SYSTÈMES D'ÉCHANGE DE VALEUR MÉMORISÉE À L'AIDE D'UN DISPOSITIF DE COMMUNICATION MOBILE
Abstract
(EN)
Methods and systems for exchanging stored value for shopping at a vendor using a mobile device involve identifying, by an application on the mobile device, a vendor for a user's shopping. Information regarding a trade of stored value of the user issued by at least one other vendor in exchange for stored value issued by the vendor for shopping by the user is retrieved by the application, and at least a portion of the stored value of the user issued by the at least one other vendor is identified by the application to exchange for stored value issued by the vendor for shopping by the user. Thereafter, the stored value issued by the vendor for shopping by the user is received by the application in exchange for at least a portion of the stored value of the user issued by the at least one other vendor.
(FR)
Des procédés et des systèmes pour échanger une valeur mémorisée pour un achat auprès d'un vendeur à l'aide d'un dispositif mobile impliquent l'identification, par une application sur le dispositif mobile, d'un vendeur pour un achat d'un utilisateur. Des informations concernant un commerce de valeur mémorisée de l'utilisateur émise par au moins un autre vendeur en échange d'une valeur mémorisée émise par le vendeur pour un achat par l'utilisateur sont récupérées par l'application, et au moins une partie de la valeur mémorisée de l'utilisateur émise par l'autre ou les autres vendeurs est identifiée par l'application pour échanger une valeur mémorisée émise par le vendeur pour un achat par l'utilisateur. Ensuite, la valeur mémorisée émise par le vendeur pour l'achat par l'utilisateur est reçue par l'application en échange d'au moins une partie de la valeur mémorisée de l'utilisateur émise par l'autre ou les autres vendeurs.
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