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1. WO2013151887 - SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS PROVIDING PAYMENT WITH NON-TRADITIONAL SOURCES OF VALUE

Publication Number WO/2013/151887
Publication Date 10.10.2013
International Application No. PCT/US2013/034586
International Filing Date 29.03.2013
IPC
G06Q 40/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
CPC
G06Q 20/20
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
20Point-of-sale [POS] network systems
G06Q 20/227
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
22Payment schemes or models
227characterised in that multiple accounts are available, e.g. to the payer
G06Q 20/36
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
36using electronic wallets or electronic money safes
Applicants
  • EBAY INC. [US]/[US]
Inventors
  • JAMKHEDKAR, Prashant
  • DOPPKE, John
  • WENGER, Mark
  • DORAN, Thomas
  • FRIDMAN, Arkady
Agents
  • KELTON, Thomas
Priority Data
13/852,92028.03.2013US
61/619,86603.04.2012US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) SYSTEMS, METHODS, AND COMPUTER PROGRAM PRODUCTS PROVIDING PAYMENT WITH NON-TRADITIONAL SOURCES OF VALUE
(FR) SYSTÈMES, PROCÉDÉS ET PRODUITS PROGRAMME D'ORDINATEUR FOURNISSANT UN PAIEMENT AVEC DES SOURCES NON CLASSIQUES DE VALEUR
Abstract
(EN)
A system including a memory storing user account information, wherein the information comprises funding sources including multiple non-cash, non-credit based funding options; and one or more processors for communicating the multiple non-cash, non-credit based funding options on a merchant site; receiving a selection of a first option of the multiple non-cash, non-credit based funding options made by a user from the merchant site; and processing a payment using the selected first option.
(FR)
L'invention concerne un système comprenant une mémoire stockant des informations de compte d'utilisateur, les informations comprenant des sources de financement comprenant de multiples options de financement non en espèces, non basées sur un crédit ; et un ou plusieurs processeurs pour communiquer les multiples options de financement non en espèces, non basées sur un crédit sur un site de commerçant ; recevoir une sélection d'une première option parmi les multiples options de financement non en espèces, non basées sur un crédit réalisée par un utilisateur à partir du site de commerçant ; et traiter un paiement à l'aide de la première option sélectionnée.
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