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1. (WO2013149248) PRE-ALLOCATING MERCHANT ID IN A CREDIT CARD PROCESSOR ENTITY SYSTEM BY A MASTER MERCHANT
Latest bibliographic data on file with the International Bureau   

Pub. No.: WO/2013/149248 International Application No.: PCT/US2013/034827
Publication Date: 03.10.2013 International Filing Date: 01.04.2013
IPC:
G06Q 20/24 (2012.01) ,G06Q 20/40 (2012.01) ,G06Q 40/02 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
22
Payment schemes or models
24
Credit schemes, i.e. "pay after"
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
38
Payment protocols; Details thereof
40
Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check of credit lines or negative lists
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
02
Banking, e.g. interest calculation, credit approval, mortgages, home banking or on-line banking
Applicants:
INTUIT INC. [US/US]; 2632 Marine Way Mountain Vew, CA 94043, US
Inventors:
FASOLI, Jonathan, David; US
BATH, Jugdip, Singh; US
ROKHLINE, Maksim; US
LETTERI, Allyson, Lippert; US
BLUM, Scott, Alan; US
PAI, Yogish; US
Agent:
LORD, Robert P.; Osha - Liang LLP 909 Fannin Street, Suite 3500 Houston, TX 77010, US
Priority Data:
13/436,71130.03.2012US
Title (EN) PRE-ALLOCATING MERCHANT ID IN A CREDIT CARD PROCESSOR ENTITY SYSTEM BY A MASTER MERCHANT
(FR) PRÉALLOCATION D'UN IDENTIFICATEUR (ID) DE COMMERÇANT DANS UN SYSTÈME D'ENTITÉ DE PROCESSEUR DE CARTE DE CRÉDIT PAR UN COMMERÇANT MAÎTRE
Abstract:
(EN) A method to process credit card transactions, including obtaining available merchant account IDs allocated to a master merchant account at a credit card processor entity of a credit card transaction network, where the master merchant is authorized to set up merchant accounts based on the master merchant account and assumes merchant-side financial risks of the merchant accounts, receiving, after obtaining the available merchant account IDs, a request from a merchant to set up a merchant account, and assigning, in response to credit approval of the merchant, a merchant account ID selected from the available merchant account IDs to the merchant for setting up the merchant account, where a credit card transaction of the merchant is submitted, subsequent to assigning the merchant account ID, to the credit card processor entity for authorization based on the master merchant account, where the credit card transaction is tagged with the merchant account ID.
(FR) L'invention concerne un procédé pour traiter des transactions par carte de crédit, lequel procédé consiste à obtenir des identificateurs (ID) de compte de commerçant disponibles alloués à un compte de commerçant maître au niveau d'une entité de processeur de carte de crédit d'un réseau de transaction par carte de crédit, le commerçant maître étant autorisé à configurer des comptes de commerçant sur la base du compte de commerçant maître et assumant des risques financiers côté commerçant des comptes de commerçant, à recevoir, après obtention des ID de compte de commerçant disponibles, une requête à partir d'un commerçant pour configurer un compte de commerçant, et à affecter, en réponse à une approbation de crédit du commerçant, un ID de compte de commerçant sélectionné parmi les ID de compte de commerçant disponibles au commerçant pour configurer le compte de commerçant, une transaction par carte de crédit du commerçant étant soumise, après l'affectation de l'ID de compte de commerçant, à l'entité de processeur de carte de crédit pour une autorisation sur la base du compte de commerçant maître, la transaction par carte de crédit étant étiquetée avec l'ID de compte de commerçant.
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Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BN, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PA, PE, PG, PH, PL, PT, QA, RO, RS, RU, RW, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LR, LS, MW, MZ, NA, RW, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, RU, TJ, TM)
European Patent Office (EPO) (AL, AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, RS, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)