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1. (WO2013126815) DATA SECURITY SYSTEM USING MOBILE COMMUNICATIONS DEVICE

Pub. No.:    WO/2013/126815    International Application No.:    PCT/US2013/027481
Publication Date: Fri Aug 30 01:59:59 CEST 2013 International Filing Date: Sat Feb 23 00:59:59 CET 2013
IPC: G06Q 40/02
H04W 12/06
Applicants: VISA INTERNATIONAL SERVICE ASSOCIATION
Inventors: POURFALLAH, Stacy
YANG, Jessica
MAHADKAR, Shilpak
Title: DATA SECURITY SYSTEM USING MOBILE COMMUNICATIONS DEVICE
Abstract:
Embodiments of the invention provide systems and methods to unlock an account associated with a user for a limited period of time to enable the user conduct a transaction using funds from that account. In one embodiment of the invention, the user may select options relating to the transaction using a payment menu provided at a mobile communications device associated with the user. A notification message is received at the mobile communications device informing the user that the account is unlocked for a certain period of time and for a certain amount. After the transaction is complete, the user is notified and the account is locked again.