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1. (WO2013126677) GENERATING A FUNDING AND INVESTMENT STRATEGY ASSOCIATED WITH AN UNDERFUNDED PENSION PLAN

Pub. No.:    WO/2013/126677    International Application No.:    PCT/US2013/027292
Publication Date: Fri Aug 30 01:59:59 CEST 2013 International Filing Date: Sat Feb 23 00:59:59 CET 2013
IPC: G06Q 40/06
G06Q 50/26
Applicants: FMR LLC
Inventors: SENOSKI, Michael
Title: GENERATING A FUNDING AND INVESTMENT STRATEGY ASSOCIATED WITH AN UNDERFUNDED PENSION PLAN
Abstract:
Methods and apparatuses are described generating a funding and investment strategy associated with an underfunded pension plan. A computing device determines an amount of funding required to fund the pension plan to a predetermined liability limit, where the amount of funding required is adjusted for (i) an expected return on pension plan assets, (ii) governmental premiums imposed on underfunded pension plans, and (iii) tax deduction amounts. The computing device determines an amount of debt to incur based on the amount of funding required, and contributes the incurred debt amount into the pension plan as a pension plan asset. The computing device generates a strategic plan for investing the contributed pension plan asset in long-duration bonds, where the long-duration bonds have a higher yield curve than the incurred debt interest rate. The computing device acquires long-duration bonds that have characteristics consistent with the strategic plan.