WO2013049213 PERSONAL POINT OF SALE

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Publication Number WO/2013/049213

Publication Date 04.04.2013

International Application No. PCT/US2012/057345

International Filing Date 26.09.2012

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CPC

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Applicants

CUBIC CORPORATION [US]/[US]

Inventors

LYNE, Malcolm
DEKOZAN, David
PAETZOLD, Kay

Agents

MCMILLAN, Scott, L.

Priority Data

13/627,079		26.09.2012		US
61/539,345		26.09.2011		US

Publication Language English (en)

Filing Language English (EN)

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Title

(EN) PERSONAL POINT OF SALE

(FR) POINT DE VENTE PERSONNEL

Abstract

(EN) Embodiments provided herein include techniques for enabling a mobile device to communicate with smart media in a manner that can sidestep the secure element of the mobile device-and the costs associated with it. The mobile device can communicate with the smart media using near-field communication (NFC) by creating an encrypted connection with a remote computer while bypassing a secure element of the mobile device. This allows the mobile device to provide point-of-sale (POS) functionality by reading and/or writing to the smart media, without compromising the security of the smart media.

(FR) Dans ses modes de réalisation, la présente invention se rapporte à des procédés pour permettre à un dispositif mobile de communiquer avec une carte SmartMedia, d'une manière qui permet de contourner l'élément de sécurité du dispositif mobile et de limiter par ailleurs les coûts associés. Dans la solution technique décrite dans la présente invention, le dispositif mobile peut communiquer avec la carte SmartMedia via une communication en champ proche (NFC), en créant une connexion chiffrée avec un ordinateur distant tout en contournant un élément de sécurité du dispositif mobile. De cette manière, le dispositif mobile est apte à exercer une fonction de point de vente (POS) en lisant la carte SmartMedia et/ou en écrivant sur la carte SmartMedia, sans pour autant compromettre la sécurité de la carte SmartMedia.

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
W	WIRELESS COMMUNICATION NETWORKS
12	Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
08	Access security

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
B	TRANSMISSION
5	Near-field transmission systems, e.g. inductive loop type
02	using transceiver

G	PHYSICS
06	COMPUTING; CALCULATING OR COUNTING
K	RECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
17	Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/-G06K15/168

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
W	WIRELESS COMMUNICATION NETWORKS
12	Security arrangements, e.g. access security or fraud detection; Authentication, e.g. verifying user identity or authorisation; Protecting privacy or anonymity
08	Access security

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
B	TRANSMISSION
5	Near-field transmission systems, e.g. inductive loop type
02	using transceiver

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1. WO2013049213 - PERSONAL POINT OF SALE

G	PHYSICS
06	COMPUTING; CALCULATING; COUNTING
Q	DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20	Payment architectures, schemes or protocols
08	Payment architectures
20	Point-of-sale [POS] network systems

G	PHYSICS
07	CHECKING-DEVICES
F	COIN-FREED OR LIKE APPARATUS
7	Mechanisms actuated by objects other than coins to free or to actuate vending, hiring, coin or paper currency dispensing or refunding apparatus
08	by coded identity card or credit card ; or other personal identification means
0873	Details of the card reader
088	the card reader being part of the point of sale [POS] terminal or electronic cash register [ECR] itself

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
2209	Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
80	Wireless
805	Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
M	TELEPHONIC COMMUNICATION
1	Substation equipment, e.g. for use by subscribers
66	with means for preventing unauthorised or fraudulent calling
667	Preventing unauthorised calls from a telephone set
67	by electronic means
675	the user being required to insert a coded card, e.g. a smart card carrying an integrated circuit chip

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
63	Network architectures or network communication protocols for network security
04	for providing a confidential data exchange among entities communicating through data packet networks
0428	wherein the data content is protected, e.g. by encrypting or encapsulating the payload
0492	by using a location-limited connection, e.g. near-field communication or limited proximity of entities

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
08	Key distribution ; or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
0861	Generation of secret information including derivation or calculation of cryptographic keys or passwords
0866	involving user or device identifiers, e.g. serial number, physical or biometrical information, DNA, hand-signature or measurable physical characteristics

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
L	TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
9	Cryptographic mechanisms or cryptographic; arrangements for secret or secure communication
08	Key distribution ; or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
0861	Generation of secret information including derivation or calculation of cryptographic keys or passwords
0877	using additional device, e.g. trusted platform module [TPM], smartcard, USB or hardware security module [HSM]

H	ELECTRICITY
04	ELECTRIC COMMUNICATION TECHNIQUE
M	TELEPHONIC COMMUNICATION
1	Substation equipment, e.g. for use by subscribers
72	Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
724	User interfaces specially adapted for cordless or mobile telephones
72403	with means for local support of applications that increase the functionality
72409	by interfacing with external accessories
72412	using two-way short-range wireless interfaces