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1. (WO2010114731) DETERMINING THE BUDGET IMPACT OF PURCHASES, POTENTIAL PURCHASES AND COST ADJUSTMENTS
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2010/114731    International Application No.:    PCT/US2010/028194
Publication Date: 07.10.2010 International Filing Date: 22.03.2010
IPC:
G06F 17/50 (2006.01)
Applicants: BANK OF AMERICA CORPORATION [US/US]; 101 South Tryon Street Charlotte, NC 28202 (US) (For All Designated States Except US).
ARIFF, Kazi, M. [GB/US]; (US) (For US Only).
SMITH, Carol, A. [US/US]; (US) (For US Only).
JOHNSON, Shane, A. [US/US]; (US) (For US Only).
TIPPER, Russell, W. [US/US]; (US) (For US Only).
LI, Yicong [US/US]; (US) (For US Only).
O'CONNOR, Sean, M. [US/US]; (US) (For US Only).
KELLEY, Thomas, D. [US/US]; (US) (For US Only).
THOMAS, Susan, S. [US/US]; (US) (For US Only).
BOROWSKI, William, F. [US/US]; (US) (For US Only).
AHERON, William, J. [US/US]; (US) (For US Only).
ANDERSON, Judith, M. [US/US]; (US) (For US Only).
HAYES, Steven, K. [US/US]; (US) (For US Only).
WOLFSON, Neal, G. [US/US]; (US) (For US Only).
JUDD, Jeffrey, P. [US/US]; (US) (For US Only).
KIRKMAN, James, P. [US/US]; (US) (For US Only).
BIERER, Jeffrey, H. [US/US]; (US) (For US Only)
Inventors: ARIFF, Kazi, M.; (US).
SMITH, Carol, A.; (US).
JOHNSON, Shane, A.; (US).
TIPPER, Russell, W.; (US).
LI, Yicong; (US).
O'CONNOR, Sean, M.; (US).
KELLEY, Thomas, D.; (US).
THOMAS, Susan, S.; (US).
BOROWSKI, William, F.; (US).
AHERON, William, J.; (US).
ANDERSON, Judith, M.; (US).
HAYES, Steven, K.; (US).
WOLFSON, Neal, G.; (US).
JUDD, Jeffrey, P.; (US).
KIRKMAN, James, P.; (US).
BIERER, Jeffrey, H.; (US)
Agent: MCAVOY, Christopher, W.; Moore & Van Allen PLLC For Bofa 430 Davis Drive, Suite 500 P.O.Box 13706 Research Triangle Park, NC 27709 (US)
Priority Data:
12/414,439 30.03.2009 US
Title (EN) DETERMINING THE BUDGET IMPACT OF PURCHASES, POTENTIAL PURCHASES AND COST ADJUSTMENTS
(FR) DÉTERMINATION DE L'IMPACT BUDGÉTAIRE D'ACHATS, D'ACHATS POTENTIELS ET D'AJUSTEMENTS DE COÛTS
Abstract: front page image
(EN)Systems, methods, and computer program products are provided for a dynamic determination of the budget impact on expenditures, such as expenditures, potential expenditures, cost adjustments and the like. Implemented in conjunction with a budget tracking system, the budget impact determiner of the present invention may provide for both short-term budget impact and long-term budget impact. In addition, certain embodiments provide for recognizing recurring expenditures and automatically providing the user with the budget impact of such recurring expenditures.
(FR)L'invention concerne des systèmes, des procédés et des produits programmes informatiques destinés à une détermination dynamique de l'impact budgétaire de dépenses telles que des dépenses, des dépenses potentielles, des ajustements de coûts et similaires. Appliqué en conjugaison avec un système de suivi budgétaire, le déterminateur d'impact budgétaire de la présente invention peut fournir à la fois un impact budgétaire à court terme et un impact budgétaire à long terme. En outre, dans certains modes de réalisation, des dépenses périodiques sont identifiées et l'utilisateur est automatiquement informé de l'impact budgétaire de telles dépenses périodiques.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PE, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)