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1. (WO2010085371) SYSTEMS AND METHODS TO FACILITATE ELECTRONIC PAYMENTS
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2010/085371 International Application No.: PCT/US2010/020188
Publication Date: 29.07.2010 International Filing Date: 06.01.2010
IPC:
G06Q 20/16 (2012.01) ,G06Q 20/32 (2012.01) ,G06Q 20/10 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
08
Payment architectures
16
Payments settled via telecommunication systems
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
30
characterised by the use of specific devices
32
using wireless devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
08
Payment architectures
10
specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
Applicants:
VIDICOM LIMITED [US/US]; 2 Harrison Street Suite 600 San Francisco, California 94105, US (AllExceptUS)
SMITH, Glyn, Barry [GB/GB]; GB (UsOnly)
Inventors:
SMITH, Glyn, Barry; GB
Agent:
WARD, John, P.; Greenberg Traurig, LLP 2450 Colorado Avenue Suite 400 East Santa Monica, California 90404, US
Priority Data:
12/406,07317.03.2009US
61/146,91723.01.2009US
Title (EN) SYSTEMS AND METHODS TO FACILITATE ELECTRONIC PAYMENTS
(FR) SYSTÈMES ET PROCÉDÉS POUR FACILITER DES PAIEMENTS ÉLECTRONIQUES
Abstract:
(EN) Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store an account identifier of a user and a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate electronic payment transactions using the account identifier.
(FR) La présente invention concerne des systèmes et des procédés pour faciliter des transactions en ligne via des communications mobiles. Selon un aspect de l'invention, un système comprend un moyen de stockage de données permettant le stockage d'un identifiant de compte d'un utilisateur et d'un numéro de téléphone de l'utilisateur, et un dispositif d'échange d'informations couplé au moyen de stockage de données. Le dispositif d'échange d'informations comprend un processeur de format commun et une pluralité de convertisseurs servant d'interface avec une pluralité de différents contrôleurs de communications mobiles. Les convertisseurs sont configurés pour communiquer avec les contrôleurs dans différents formats, et les convertisseurs sont configurés pour communiquer avec le processeur de format commun dans un format commun pour faciliter des transactions de paiement électronique au moyen de l'identifiant de compte.
front page image
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PE, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TH, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)
Also published as:
EP2389194CA2750524AU2010206987