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1. (WO2010074978) SYSTEM AND METHOD FOR PROVIDING DISPUTE RESOLUTION FOR ELECTRONIC PAYMENT TRANSACTIONS
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2010/074978 International Application No.: PCT/US2009/067385
Publication Date: 01.07.2010 International Filing Date: 09.12.2009
IPC:
G07F 19/00 (2006.01) ,G06Q 40/00 (2012.01) ,G06F 7/00 (2006.01)
G PHYSICS
07
CHECKING-DEVICES
F
COIN-FREED OR LIKE APPARATUS
19
Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40
Finance; Insurance; Tax strategies; Processing of corporate or income taxes
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
7
Methods or arrangements for processing data by operating upon the order or content of the data handled
Applicants:
VERIFI, INC.; 8391 Beverly Boulevard, #310 Los Angeles, CA 90048, US (AllExceptUS)
KATZ, Matthew [US/US]; US (UsOnly)
CAPOCCIA, Cory [US/US]; US (UsOnly)
Inventors:
KATZ, Matthew; US
CAPOCCIA, Cory; US
Agent:
PAIK, John, L.; Connolly Bove Lodge & Hutz LLP P.O. Box 2207 Wilmington, DE 19899, US
Priority Data:
12/343,19523.12.2008US
Title (EN) SYSTEM AND METHOD FOR PROVIDING DISPUTE RESOLUTION FOR ELECTRONIC PAYMENT TRANSACTIONS
(FR) SYSTÈME ET PROCÉDÉ DESTINÉS À FOURNIR UNE RÉSOLUTION DE CONFLIT POUR DES TRANSACTIONS DE PAIEMENT ÉLECTRONIQUE
Abstract:
(EN) A computer-based system and method for resolving disputes between a customer and an electronic payment provider concerning an electronic transaction between the customer and a merchant, including receiving data related to the transaction in a computer; transmitting the data from the computer to a dispute resolution server; comparing the transaction data to predetermined eligibility criteria for dispute resolution in the dispute resolution server, and if the dispute resolution criteria is met, declining future transactions from the merchant for the disputing consumer; and, comparing the transaction data to predetermined eligibility criteria for transaction credit, and if the credit criteria is met, and transmitting a credit instruction for the transaction.
(FR) Cette invention se rapporte à un système à base d'ordinateur et à un procédé destinés à résoudre des conflits entre un client et un fournisseur de paiement électronique en ce qui concerne une transaction entre le client et un commerçant, comprenant les étapes consistant à : recevoir des données associées à la transaction dans un ordinateur; transmettre les données à partir de l'ordinateur vers un serveur de résolution de conflit; comparer les données de transaction à des critères d'admissibilité prédéterminés pour la résolution de conflits dans le serveur de résolution de conflit et si les critères de résolution de conflit sont satisfaits, refuser de futures transactions entre le commerçant et le consommateur en conflit; et, comparer les données de transaction à des critères d'admissibilité prédéterminés pour un crédit de transaction et si les critères de crédit sont satisfaits, transmettre une instruction de crédit pour la transaction.
front page image
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PE, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)
Also published as:
EP2382588CA2748254MX359419AU2009330444BRPI0923818