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Machine translation
1. (WO2010032215) THE SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2010/032215    International Application No.:    PCT/IB2009/054097
Publication Date: 25.03.2010 International Filing Date: 18.09.2009
Chapter 2 Demand Filed:    19.04.2010    
IPC:
G06Q 20/00 (2012.01)
Applicants: LOGOMOTION, S.R.O. [SK/SK]; Winterova 15 921 01 Piešťany (SK) (For All Designated States Except US).
FLOREK, Miroslav [SK/SK]; (SK) (For US Only).
MASARYK, Michal [SK/SK]; (SK) (For US Only)
Inventors: FLOREK, Miroslav; (SK).
MASARYK, Michal; (SK)
Agent: PORUBČAN, Róbert; Puškinova 19 900 28 Ivanka pri Dunaji (SK)
Priority Data:
PP 5085-2008 19.09.2008 SK
Title (EN) THE SYSTEM AND METHOD OF CONTACTLESS AUTHORIZATION OF A PAYMENT
(FR) SYSTÈME ET PROCÉDÉ D’AUTORISATION SANS CONTACT D’UN PAIEMENT
Abstract: front page image
(EN)The system consists of a POS terminal (6), a secure element (2), a mobile communication device (1) with a display and a keyboard, such as a mobile phone. The mobile communication device (1) is equipped with a removable memory card (3), in which there are at least two physically separate secure elements (2) located. The mobile communication device (1) is connected to the POS terminal (6) through a contactless transmission channel (5) and at least one secure element (2) on the removable memory card (3) contains a payment card unit (9). The removable memory card (3) contains a NFC communication element (7). The system can also encompass a separate carrier (13) for PIN entering. The carrier (13) is energetically supplied from the field of the received electromagnetic field. During the payment's authorization, the managing unit (4) in the mobile communication device (1) activates a corresponding secure element (2) with the chosen payment card unit (9) on the removable memory card (3). The mobile communication device (1) communicates with the POS terminal (6) through contactless transmission channel (5).
(FR)L'invention concerne un système constitué d’un terminal (6) de point de vente, d’un élément sécurisé (2) et d’un dispositif mobile (1) de communication doté d’un afficheur et d’un clavier, tel qu’un téléphone mobile. Le dispositif mobile (1) de communication est équipé d’une carte-mémoire amovible (3), sur laquelle sont situés au moins deux éléments sécurisés (2) physiquement distincts. Le dispositif mobile (1) de communication est relié au terminal (6) de point de vente via un canal (5) de transmission sans contact et au moins un élément sécurisé (2) présent sur la carte-mémoire amovible (3) contient une unité (9) de carte de paiement. La carte-mémoire amovible (3) contient un élément (7) de communication en champ proche (NFC). Le système peut également comprendre un support distinct (13) pour la saisie d’un PIN. Ledit support (13) est alimenté en énergie à partir du champ électromagnétique reçu. Au cours de l’autorisation du paiement, l’unité (4) de gestion incorporée au dispositif mobile (1) de communication active un élément sécurisé (2) correspondant à l’unité (9) de carte de paiement choisie sur la carte-mémoire amovible (3). Le dispositif mobile (1) de communication communique avec le terminal (6) de point de vente par le canal (5) de transmission sans contact.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CL, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PE, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, SM, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)