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Machine translation
1. (WO2010024509) SYSTEM AND METHOD FOR PAYMENT USING RFID
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2010/024509    International Application No.:    PCT/KR2009/001353
Publication Date: 04.03.2010 International Filing Date: 18.03.2009
IPC:
G06Q 20/32 (2012.01), G06Q 20/34 (2012.01)
Applicants: HA, Yong-Jin [KR/KR]; (KR)
Inventors: HA, Yong-Jin; (KR)
Agent: HWANG, Ju-Myung; (KR).
SUNG, Jung-Hyun; (KR).
WIE, Boung-Gab; (KR)
Priority Data:
10-2008-0082815 25.08.2008 KR
Title (EN) SYSTEM AND METHOD FOR PAYMENT USING RFID
(FR) SYSTÈME ET MÉTHODE DE PAIEMENT PAR RFID
(KO) RFID를 이용한 결제 시스템 및 방법
Abstract: front page image
(EN)The present invention relates to a system and to a method for payment using RFID, capable of providing a contactless system which is convenient for payment via a card, and capable of overcoming problems that occur in a case where a plurality of Value Added Network (VAN) companies exist. To accomplish this object, the present invention relates to a payment system using RFID, including: a payment card having an RFID tag for storing authentication information of a user of a payment service; a portable payment terminal which recognizes RFID tags via a contactless system, makes a request for the authentication of a user of a payment service, and transmits request telegrams for payment approval to a relay server; the relay server which receives a user authentication request signal from the portable payment terminal, authenticates a user of a payment service, receives request telegrams for payment approval, selects one from among a plurality of VAN company servers, and transmits telegrams to the selected VAN company server; and a plurality of VAN company servers which receive telegrams from the relay server, and generate a payment approval signal. The present invention also relates to an electronic payment method using the system.
(FR)L'invention porte sur un système et une méthode de paiement par RFID mettant en oeuvre un système sans contact commode pour les paiements par carte et pouvant surmonter les problèmes se posant en présence de plusieurs sociétés de réseaux à valeur ajoutée. Pour y parvenir l'invention utilise un système de paiement par RFID comportant: une carte de paiement à marqueur RFID stockant les informations d'authentification d'un utilisateur de service de paiement; un service portable de paiement qui: reconnaît les marqueurs RFID via un système sans contact, effectue une demande d'authentification de l'utilisateur du service de paiement, et transmet des télégrammes de demande à un serveur relais en vue de l'approbation du paiement. Le serveur relais qui reçoit un signal de demande d'authentification d'utilisateur du terminal de paiement portable, authentifie un utilisateur d'un service de paiement, reçoit des télégrammes de demande en vue de l'approbation du paiement, choisit parmi plusieurs un serveur de sociétés VAN, et transmet les télégrammes au serveur de société VAN sélectionné; et plusieurs serveurs de société de VAN qui reçoivent les télégrammes du serveur relais et produisent un signal d'approbation de paiement. L'invention porte également sur une méthode de paiement électronique utilisant le système.
(KO)본 발명은 카드 결제에 있어서 보다 편리한 비접촉식 방식을 제공할 수 있고 복수의 VAN사가 존재하는 경우에 발생되는 문제점을 해결할 수 있는 RFID를 이용한 결제 시스템 및 방법을 제공하는 것을 목적으로 한다. 이를 위하여, 본 발명은 결제 서비스 사용자의 인증 정보를 저장하는 RFID 태그를 구비한 결제 카드; RFID 태그를 비접촉식으로 인식하여 결제 서비스 사용자의 인증을 요청하고 결제 승인 요청 전문을 중계 서버로 전송하는 휴대용 결제 단말기; 휴대용 결제 단말기로부터 사용자 인증 요청 신호를 수신하여 결제 서비스 사용자를 인증하고 결제 승인 요청 전문을 수신하여 복수의 VAN사 서버들 중 하나를 선택하고 선택된 VAN사 서버로 전문을 전송하는 중계 서버; 및 중계 서버로부터 전문을 수신하고 결제 승인 신호를 생성하는 복수의 VAN사 서버들을 포함하는 RFID를 이용한 결제 시스템 및 그를 이용한 전자 결제 방법을 제공한다.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: Korean (KO)
Filing Language: Korean (KO)