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1. WO2009142833 - SUPPLIER FUNDS RECEPTION ELECTRONICALLY

Publication Number WO/2009/142833
Publication Date 26.11.2009
International Application No. PCT/US2009/039723
International Filing Date 07.04.2009
IPC
G06Q 20/00 2012.1
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
CPC
G06Q 20/16
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
16Payments settled via telecommunication systems
G06Q 20/3223
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
30characterised by the use of specific devices ; or networks
32using wireless devices
322Aspects of commerce using mobile devices [M-devices]
3223Realising banking transactions through M-devices
Applicants
  • BOKU [US]/[US] (AllExceptUS)
  • SMITH, Glyn [GB]/[GB] (UsOnly)
Inventors
  • SMITH, Glyn
Agents
  • WARD, John, P.
Priority Data
0809381.723.05.2008GB
0809382.523.05.2008GB
0809383.323.05.2008GB
0809386.623.05.2008GB
Publication Language English (en)
Filing Language English (EN)
Designated States
Title
(EN) SUPPLIER FUNDS RECEPTION ELECTRONICALLY
(FR) RÉCEPTION DES FONDS D'UN FOURNISSEUR PAR VOIE ÉLECTRONIQUE
Abstract
(EN) Apparatuses and methods to facilitate customer to supplier funds transfer via premium messages. In one aspect, an apparatus to electronically transfer funds from a customer to a supplier, includes: a server component connected to a network; and a database coupled to the server component. The server component is configured to: transmit a plurality of premium rate mobile terminating text messages to the first mobile cellular telephone to effect a transfer of funds from the customer for reception by the supplier, after the customer has placed an order with the supplier; and transmit a notification message to a second mobile cellular telephone having a second telephone number to confirm that the transfer of funds has taken place.
(FR) La présente invention concerne des appareils et des procédés pour permettre de faciliter un transfert de fonds d’un client à un fournisseur via des messages majorés. Dans un aspect, un appareil de transfert électronique de fonds d'un client à un fournisseur comprend : un composant de serveur connecté à un réseau ; et une base de données couplée au composant de serveur. Le composant de serveur est configuré de manière à : transmettre une pluralité de messages textuels finals mobiles à un prix majoré à un premier téléphone cellulaire mobile pour effectuer un transfert de fonds du client au fournisseur destinataire du transfert, après que le client a passé une commande auprès du fournisseur ; et transmettre un message de notification à un second téléphone cellulaire mobile ayant un second numéro de téléphone pour confirmer que le transfert des fonds a eu lieu.
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