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Machine translation
1. (WO2009140333) MONETARY TRANSFER APPROVAL VIA MOBILE DEVICE
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2009/140333    International Application No.:    PCT/US2009/043710
Publication Date: 19.11.2009 International Filing Date: 13.05.2009
IPC:
G06Q 20/00 (2006.01)
Applicants: BANK OF AMERICA CORPORATION [US/US]; 101 South Tryon Street Charlotte, NC 28255 (US) (For All Designated States Except US).
LAMAR, Joe N., III [US/US]; (US) (For US Only).
DATCHER, Sean [US/US]; (US) (For US Only)
Inventors: LAMAR, Joe N., III; (US).
DATCHER, Sean; (US)
Agent: BODNER, Jordan N.; Banner & Witcoff, LTD. 10 S. Wacker Drive Suite 3000 Chicago, Illinois 60606-7407 (US)
Priority Data:
12/121,164 15.05.2008 US
Title (EN) MONETARY TRANSFER APPROVAL VIA MOBILE DEVICE
(FR) AUTORISATION DE TRANSFERT MONÉTAIRE PAR L’INTERMÉDIAIRE D’UN DISPOSITIF MOBILE
Abstract: front page image
(EN)A mobile monetary transfer approval process is provided that allows clients to approve or reject monetary transfer requests by utilizing the client's mobile device, such as a cellular telephone and/or personal digital assistant (PDA). From such a client mobile device, user may view pending outgoing and incoming payments and approve or reject them in real time. In addition, an alert may be sent to the client mobile device responsive to the monetary transfer request being initiated. This may allow the client using the client mobile device to know when it is appropriate to go through the approval process, rather than having to periodically check for new monetary transfer requests.
(FR)L’invention concerne un processus d’autorisation de transfert monétaire qui permet aux clients d’autoriser ou de refuser des demandes de transfert monétaire en utilisant le dispositif mobile du client, comme un téléphone cellulaire et/ou un assistant numérique personnel (PDA). Depuis un dispositif mobile de client de ce type, l’utilisateur peut visualiser les paiements entrants et sortants en attente et il peut les accepter ou les refuser en temps réel. En outre, une alerte peut être envoyée au dispositif mobile du client en réaction à la demande de transfert monétaire en cours de lancement. Ceci peut permettre au client utilisant le dispositif mobile de client de savoir quand il est opportun de mettre en œuvre le processus d’acceptation, plutôt que d’être obligé de vérifier périodiquement si des nouvelles demandes de transfert monétaire ont été reçues.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)