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1. (WO2009135225) MULTI-PRODUCT-MULTI-CHANNEL PAYMENT PLATFORM SYSTEM AND METHOD
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2009/135225    International Application No.:    PCT/US2009/042757
Publication Date: 05.11.2009 International Filing Date: 04.05.2009
IPC:
G06Q 40/00 (2006.01)
Applicants: CASHEDGE, INC. [US/US]; 215 Park Avenue South Suite 1300 New York, NY 10003 (US) (For All Designated States Except US).
PANTHAKI, Behram [US/US]; (US) (For US Only).
BHAGAVATULA, Krishna [IN/US]; (US) (For US Only).
BOWMAN, Richard [US/US]; (US) (For US Only).
BHATIA, Vishal [IN/US]; (US) (For US Only).
PARIAL, Diya [US/US]; (US) (For US Only).
ALI, Nash [US/US]; (US) (For US Only).
SUNDERJI, Amir [US/US]; (US) (For US Only).
SOKOLIC, Jeremy [US/US]; (US) (For US Only).
ZHANG, Yonghui [CN/US]; (US) (For US Only)
Inventors: PANTHAKI, Behram; (US).
BHAGAVATULA, Krishna; (US).
BOWMAN, Richard; (US).
BHATIA, Vishal; (US).
PARIAL, Diya; (US).
ALI, Nash; (US).
SUNDERJI, Amir; (US).
SOKOLIC, Jeremy; (US).
ZHANG, Yonghui; (US)
Agent: COURTNEY, Barbara, B.; Courtney Staniford & Gregory LLP P.O. Box 9686 San Jose, CA 95157 (US)
Priority Data:
12/114,565 02.05.2008 US (IA Considered Withdrawn 24.07.2009)
61/050,166 02.05.2008 US
Title (EN) MULTI-PRODUCT-MULTI-CHANNEL PAYMENT PLATFORM SYSTEM AND METHOD
(FR) SYSTÈME ET PROCÉDÉ DE PLATE-FORME DE PAIEMENT MULTI-PRODUIT MULTI-CANAL
Abstract: front page image
(EN)Described herein is a multi-product-multi-channel payment platform system and apparatus that extends the capability of current online banking/funds-transfer systems Different types of financial accounts are modeled in a financial management system to enable types of online, electronic funds transfer transaction that were not previously possible. Among novel elements of the system and apparatus disclosed is the enablement of real-time application of rules to different types of financial accounts and/or products across channels, such as how much money may be deposited or withdrawn in a period of time.
(FR)L'invention concerne un système et un appareil de plate-forme de paiement multi-produit multi-canal qui étend la capacité des systèmes de banque/transfert de fonds en ligne actuels. Différents types de comptes financiers sont modélisés dans un système de gestion financière pour permettre des types de transactions de transfert de fonds électroniques en ligne qui n'étaient pas possibles précédemment. Parmi les éléments originaux du système et de l'appareil selon l’invention, se trouve la possibilité d'application en temps réel de règles à des types différents de comptes et/ou de produits financiers sur des canaux, telles que la quantité d'argent qui peut être déposée ou retirée pendant un intervalle de temps.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MK, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)