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Machine translation
1. (WO2009067130) SYSTEM AND METHOD FOR ADMINISTERING DYNAMIC SECURITY BENEFITS AND PAYMENTS
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2009/067130    International Application No.:    PCT/US2008/008200
Publication Date: 28.05.2009 International Filing Date: 30.06.2008
IPC:
G06Q 10/00 (2006.01)
Applicants: HARTFORD FIRE INSURANCE COMPANY [US/US]; One Hartford Plaza Hartford, CT 06155 (US) (For All Designated States Except US).
READ, Katherine; (US) (For US Only).
LUKAWICZ, Robert; (US) (For US Only).
JAWORSKI, Edward; (For US Only).
McCONNELL, Steve; (For US Only).
SHAHER, Ahmed; (For US Only).
WADSWORTH, Teresa; (For US Only).
FISHER, Karen; (For US Only)
Inventors: READ, Katherine; (US).
LUKAWICZ, Robert; (US).
JAWORSKI, Edward; .
McCONNELL, Steve; .
SHAHER, Ahmed; .
WADSWORTH, Teresa; .
FISHER, Karen;
Agent: HOWARD, Edward, J.; Howard IP Law Group PC PO Box 226 Fort Washington, PA 19304 (US)
Priority Data:
61/003,843 20.11.2007 US
12/150,088 24.04.2008 US
Title (EN) SYSTEM AND METHOD FOR ADMINISTERING DYNAMIC SECURITY BENEFITS AND PAYMENTS
(FR) SYSTÈME ET PROCÉDÉ DE GESTION DE PRESTATIONS ET DE PAIEMENTS DYNAMIQUES AU TITRE DE L'ASSURANCE
Abstract: front page image
(EN)Disclosed is a novel security benefits product that provides customizable benefits to the purchaser for a variety of different triggering conditions. The product of the present invention may be sold to an individual or a group. The product contains a feature that allows a purchaser to modify and/or vary his or her coverage related to one or more serious health events, such as disability, accident, illness, or death. Additionally, a conversion feature is provided, which allows the insured individual who purchased the product through a third party to maintain the product of the present invention even after the individual is no longer affiliated with the third party.
(FR)L'invention concerne un nouveau produit relatif aux prestations d'assurance permettant de fournir des prestations personnalisées au client pour une série de critères de déclenchement différents. Le produit peut être vendu à un particulier ou à un groupe. Il comporte un volet qui permet à un client de modifier et/ou de varier sa couverture liée à un ou plusieurs événements sérieux affectant la santé, du type invalidité, accident, maladie ou décès. De plus, un volet de conversion est prévu, pour que la personne assurée ayant acheté le produit via un tiers puisse maintenir le produit selon l'invention même si la personne n'est plus affiliée au tiers en question.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)