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Machine translation
1. (WO2009058633) SYSTEM AND METHOD FOR VALIDATION OF TRANSACTIONS
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2009/058633    International Application No.:    PCT/US2008/080780
Publication Date: 07.05.2009 International Filing Date: 22.10.2008
IPC:
G06Q 40/00 (2006.01)
Applicants: FIRST DATA CORPORATION [US/US]; 6200 S. Quebec St., Suite 270, Greenwood Village, Colorado 80111 (US) (For All Designated States Except US).
SKOWRONEK, Dan [US/US]; (US) (For US Only)
Inventors: SKOWRONEK, Dan; (US)
Agent: GIBBY, Darin, J.; Townsend and Townsend and Crew LLP, 1200 17th Street, Suite 2700, Denver, Colorado 80202 (US)
Priority Data:
11/926,723 29.10.2007 US
Title (EN) SYSTEM AND METHOD FOR VALIDATION OF TRANSACTIONS
(FR) SYSTÈME ET PROCÉDÉ POUR UNE VALIDATION DE TRANSACTIONS
Abstract: front page image
(EN)A financial institution may flag suspicious transactions that are conducted using an NFC-enabled mobile phone. The account holder establishes a second PIN that is separate from the primary PIN used by the customer to authenticate transactions. When a transaction is flagged, a message is sent to the customer at the mobile phone requesting entry of the second PIN. If the second PIN is not correctly entered, activity on the account is suspended.
(FR)Selon le système de l'invention, une institution financière peut marquer des transactions suspectes qui sont conduites à l'aide d'un téléphone mobile activé par NFC. Le titulaire du compte établit un second PIN qui est distinct du premier PIN utilisé par le client pour authentifier les transactions. Lorsqu'une transaction est marquée, un message est envoyé au client au niveau du téléphone mobile demandant l'entrée du second PIN. Si le second PIN n'est pas correctement entré, l'activité sur le compte est suspendue.
Designated States: AE, AG, AL, AM, AO, AT, AU, AZ, BA, BB, BG, BH, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DO, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, GT, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LY, MA, MD, ME, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, ST, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HR, HU, IE, IS, IT, LT, LU, LV, MC, MT, NL, NO, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)