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1. (WO2008007162) CUSTOMER IDENTIFICATION AND AUTHENTICATION PROCEDURE FOR ONLINE INTERNET PAYMENTS USING MOBILE PHONES
Latest bibliographic data on file with the International Bureau   
Pub. No.: WO/2008/007162 International Application No.: PCT/IB2006/001904
Publication Date: 17.01.2008 International Filing Date: 11.07.2006
IPC:
G06Q 20/00 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
Applicants:
CHOWDHURY, Amor [SI/SI]; SE (UsOnly)
BREZNIK, Gregor [SI/SI]; SI (UsOnly)
VERDNIK, Klemen [SI/SI]; SI (UsOnly)
PRIHAVEC, Bor [SI/SI]; SI (UsOnly)
ULTRA PROIZVODNJA ELEKTRONSKIH NAPRAV D.O.O [SI/SI]; Cesta Otona Zupancica 23a 1410 Zagorje, SI (AllExceptUS)
Inventors:
CHOWDHURY, Amor; SE
BREZNIK, Gregor; SI
VERDNIK, Klemen; SI
PRIHAVEC, Bor; SI
Agent:
KURIG, Thomas; Becker, Kurig, Straus Bavariastrasse 7 80336 München, DE
Priority Data:
Title (EN) CUSTOMER IDENTIFICATION AND AUTHENTICATION PROCEDURE FOR ONLINE INTERNET PAYMENTS USING MOBILE PHONES
(FR) PROCÉDURE D'IDENTIFICATION ET D'AUTHENTIFICATION POUR PAIEMENTS INTERNET EN LIGNE PAR TÉLÉPHONES MOBILES
Abstract:
(EN) This invention shows a mobile terminal device (3) having a memory unit (3 a) and an interface device (3b) which is releasably connectable to a multiple partner system (7,9,15) and capable for a communication therein, wherein said communication is provided by a front-end formed by said mobile terminal device (3) in combination with a personal computer device (2) and a back-end formed by a partner of said multiple partner system via communication ways, said communication being suitable for performing data transactions with variant security requirements, such that complementary parts of, or parts within a distributed application, running within a multi partner system, are performed dependent on their current security requirements, wherein said communication is used to exchange information by using said communication ways of different and variant characteristics (4,6,12,17,13) by using different communication channels and different interface standards or protocols.
(FR) Terminal mobile (3) à unité mémoire (3a) et interface (3b) connectable de façon libérable avec un système de partenaires multiples (7, 9, 15) et capable d'assurer des communications, lesquelles sont assurées par un frontal que constitue ledit terminal (3) en combinaison avec un ordinateur personnel (2) et un dispositif arrière que constitue un partenaire du système de partenaires multiples (7, 9, 15) via des trajets de communications; lesdites communications se prêtent à des transaction de données selon des exigences de sécurité variables, de manière à exécuter, selon les exigences de sécurité courantes, des parties complémentaires ou des parties dans une application distribuée qui ont un déroulement au sein d'un système à partenaires multiples; en l'occurrence, on utilise lesdites communications pour un échange d'information faisant intervenir des caractéristiques différentes et variables (4, 6, 12, 17, 13) en utilisant différents canaux de communications et différentes normes d'interfaces ou différentes normes de protocoles.
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Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LV, LY, MA, MD, MG, MK, MN, MW, MX, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Office (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (EPO) (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IS, IT, LT, LU, LV, MC, NL, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)