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1. WO2007147220 - METHOD AND SYSTEM FOR PROCESSING ADVANCES/CREDITS FOR USE BY SUBSCRIBERS OF COMMUNICATION NETWORKS

Publication Number WO/2007/147220
Publication Date 27.12.2007
International Application No. PCT/AZ2007/000006
International Filing Date 28.08.2007
IPC
G06Q 20/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
CPC
G06Q 20/16
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
08Payment architectures
16Payments settled via telecommunication systems
G06Q 20/24
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20Payment architectures, schemes or protocols
22Payment schemes or models
24Credit schemes, i.e. "pay after"
H04M 15/00
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time indication ; ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
H04M 15/47
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time indication ; ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
47Fraud detection or prevention means
H04M 15/58
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time indication ; ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
58based on statistics of usage or network monitoring
H04M 15/85
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
MTELEPHONIC COMMUNICATION
15Arrangements for metering, time-control or time indication ; ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
83Notification aspects
85characterised by the type of condition triggering a notification
Applicants
  • URBIS TELECOM CORPORATION (AllExceptUS)
  • АХМЕДЗАДЕ Бахрам Камал оглы AHMEDZADE, Bahram Kamal oglu [AZ]/[AZ] (UsOnly)
Inventors
  • АХМЕДЗАДЕ Бахрам Камал оглы AHMEDZADE, Bahram Kamal oglu
Priority Data
Publication Language Russian (RU)
Filing Language Russian (RU)
Designated States
Title
(EN) METHOD AND SYSTEM FOR PROCESSING ADVANCES/CREDITS FOR USE BY SUBSCRIBERS OF COMMUNICATION NETWORKS
(FR) PROCÉDÉ ET SYSTÈME DE TRAITEMENT DE CRÉDITS PERMETTANT L'UTILISATION DE CES DERNIERS PAR LES ABONNÉS D'UN RÉSEAU DE TÉLÉCOMMUNICATIONS
(RU) СПОСОБ И СИСТЕМА ОБРАБОТКИ КРЕДИТОВ ДЛЯ ИСПОЛЬЗОВАНИЯ ИХ АБОНЕНТАМИ КОММУНИКАЦИОННОЙ СЕТИ
Abstract
(EN)
The invention relates to a method for processing credits to be used by subscribers of communications networks (temporary and permanent provision of chargeless air-time and the possibility of using a network services), subscribers of mobile and other communications, including ip-telephony, with the further credit repayment while a balance replenishment or while paying for communication services in another way. Said invention allows the large number of subscribers of a communication network to obtain a credit by sending a conditional request, formed by a client (or in the name of a client), for obtaining a credit. The inventive method consistsin inputting the request by means of an electronic communication device (a mobile telephone, ATM, a computer and/or any other terminal enabling a conditional request to be transmitted), in transmitting said request to at least one server of a data processing system for carrying out the transaction and in advising the client about said transaction.
(FR)
L'invention concerne un procédé de traitement de crédits permettant l'utilisation de ces derniers par les abonnés d'un réseau de télécommunications (à savoir, la mise à disposition provisoire ou illimitée de tranches horaires ou de la possibilité d'utiliser les services du réseau) aux abonnés de communications mobiles ou autres, y compris de la téléphonie IP, avec remboursement subséquente du crédit lorsque le compte est soldé ou lorsque d'autres moyens de paiement sont utilisés. L'invention permet à un grand nombre d'abonnés du réseau de télécommunications d'obtenir un crédit lors de l'envoi d'une demande conventionnelle formulée par le client (ou réalisée sur l'ordre du client) et portant sur l'obtention du crédit. La demande est introduite au moyen d'un dispositif de communications électronique (y.c. au moyen d'un téléphone portable, d'un distributeur d'argent liquide, d'un ordinateur et/ou de tout autre terminal qui permet de réaliser l'opération d'envoi de la demande conventionnelle) puis transmise à au moins un serveur du système de traitement de données afin de conclure et réaliser la transaction; le client est ensuite informé de la transaction.
(RU)
Предложен способ обработки кредитов для использования их абонентами коммуникационной сети (временного и безвременного предоставления бесплатного эфирного времени, а также возможности использования услуг сети) абонентам мобильной и иной связи, в том числе и iр-телефония с последующим погашением кредита при пополнении баланса, либо при оплате услуг связи иным способом. Техническим результатом является использование большим количеством абонентов коммуникационной сети возможности получения кредита при отправке условного запроса формируемого клиентом (или по поручению клиента) для получения кредита. Запрос вводят посредством устройства электронной связи (Б; т.ч. Мобильным Телефоном, ATM, компьютером и\или любым другим терминалом, позволяющим проделать операцию отсылки условного запроса), и передают, по меньшей мере, на один сервер системы обработки данных для совершения и осуществления транзакции, после чего уведомляют клиента об транзакции.
Also published as
GE10832
GE10832/1
GE10890/2
UAa201001129
Latest bibliographic data on file with the International Bureau