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1. WO2007095242 - SYSTEM AND METHOD FOR NETWORK-BASED FRAUD AND AUTHENTICATION SERVICES

Publication Number WO/2007/095242
Publication Date 23.08.2007
International Application No. PCT/US2007/003822
International Filing Date 12.02.2007
IPC
G06F 17/00 2006.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
FELECTRIC DIGITAL DATA PROCESSING
17Digital computing or data processing equipment or methods, specially adapted for specific functions
CPC
G06F 21/316
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
316by observing the pattern of computer usage, e.g. typical user behaviour
G06F 21/33
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
33using certificates
G06F 21/34
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
30Authentication, i.e. establishing the identity or authorisation of security principals
31User authentication
34involving the use of external additional devices, e.g. dongles or smart cards
G06F 21/552
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
21Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
50Monitoring users, programs or devices to maintain the integrity of platforms, e.g. of processors, firmware or operating systems
55Detecting local intrusion or implementing counter-measures
552involving long-term monitoring or reporting
G06F 2221/2103
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
FELECTRIC DIGITAL DATA PROCESSING
2221Indexing scheme relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
21Indexing scheme relating to G06F21/00 and subgroups addressing additional information or applications relating to security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
2103Challenge-response
H04L 2209/56
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
2209Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
56Financial cryptography, e.g. electronic payment or e-cash
Applicants
  • VERISIGN, INC. [US]/[US] (AllExceptUS)
  • M'RAIHI, David [FR]/[US] (UsOnly)
  • ADLER, Joseph [US]/[US] (UsOnly)
  • SIDDHARTH, Bajaj [IN]/[US] (UsOnly)
  • POPP, Nicolas [US]/[US] (UsOnly)
  • LOFTUS, Kerry, E. [US]/[US] (UsOnly)
  • ONG, Bruce [US]/[US] (UsOnly)
  • MUTU, Alin, M. [US]/[US] (UsOnly)
  • BURSTEIN, Jeffrey [US]/[US] (UsOnly)
  • LIN, Yueqin [CN]/[US] (UsOnly)
Inventors
  • M'RAIHI, David
  • ADLER, Joseph
  • SIDDHARTH, Bajaj
  • POPP, Nicolas
  • LOFTUS, Kerry, E.
  • ONG, Bruce
  • MUTU, Alin, M.
  • BURSTEIN, Jeffrey
  • LIN, Yueqin
Agents
  • MORRIS, Gary, S.
Priority Data
60/771,86110.02.2006US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) SYSTEM AND METHOD FOR NETWORK-BASED FRAUD AND AUTHENTICATION SERVICES
(FR) SYSTEME ET PROCEDE POUR SERVICES D'AUTHENTIFICATION ET DE FRAUDE BASES SUR LE RESEAU
Abstract
(EN)
A system and method for providing identity protection services. According to an embodiment, a validation server receives over a network a response from a credential associated with a user, the credential response provided by the user in order to authenticate the user to one of a plurality of sites on the network that accepts the credential as a factor for authentication, the validation server verifies the credential response on behalf of the one network site, a fraud detection server receives over the network information in connection with a transaction associated with the user at the one network site, and the fraud detection server evaluates the transaction information for suspicious activity based at least in part on information provided to the fraud detection server in connection with one or more transactions at one or more sites on the network other than the one network site.
(FR)
La présente invention concerne un système et un procédé pour fournir des services de protection d'identité. Selon un mode de réalisation, un serveur de validation reçoit sur un réseau une réponse de coordonnées associées à un utilisateur, la réponse des coordonnées étant fournie par l'utilisateur pour authentifier l'utilisateur sur un site parmi une pluralité sur le réseau qui accepte les coordonnées sous forme de facteur pour l'authentification, le serveur de validation vérifie la réponse des coordonnées au nom du site de réseau, un serveur de détection de fraude reçoit sur le réseau des informations en rapport avec une transaction associée à l'utilisateur sur le site de réseau et le serveur de détection de fraude évalue les informations de transaction pour l'activité suspecte basée au moins en partie sur des informations fournies sur le serveur de détection de fraude en rapport avec une ou plusieurs transactions sur un ou plusieurs sites sur le réseau autre que le site de réseau.
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