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Machine translation
1. (WO2007022381) SYSTEMS AND METHODS FOR ACQUIRING, MANAGING, PLACING, COLLECTING AND RESELLING DEBT
Latest bibliographic data on file with the International Bureau   

Pub. No.:    WO/2007/022381    International Application No.:    PCT/US2006/032184
Publication Date: 22.02.2007 International Filing Date: 17.08.2006
IPC:
G06Q 40/00 (2012.01)
Applicants: CREDITMAX LLC [US/US]; 625 N. Flagler Drive, Suite 625, West Palm Beach, Florida 33401 (US) (For All Designated States Except US).
KASS, Stephen B. [US/US]; (US) (For US Only).
BERNSTEIN, Michael E. [US/US]; (US) (For US Only).
DAVIS, Kevin [US/US]; (US) (For US Only)
Inventors: KASS, Stephen B.; (US).
BERNSTEIN, Michael E.; (US).
DAVIS, Kevin; (US)
Agent: ZOLTICK, Martin M.; Rothwell, Figg, Ernst & Manbeck, P.C., 1425 K Street, N.w., Suite 800, Washington, District Of Columbia 20005 (US)
Priority Data:
60/709,099 18.08.2005 US
60/776,915 28.02.2006 US
Title (EN) SYSTEMS AND METHODS FOR ACQUIRING, MANAGING, PLACING, COLLECTING AND RESELLING DEBT
(FR) SYSTEMES ET PROCEDES PERMETTANT D'ACQUERIR, GERER, PLACER, RECOUVRIR ET REVENDRE UNE DETTE
Abstract: front page image
(EN)A system is provided for comprehensive debt management. Debt is typically acquired in the form of portfolios from the issuers of debit (e.g., creditors, such as credit card banks), which are referenced herein as 'primary issuers' of debt. The custodian of the present invention is the acquiring party and is referenced as the 'secondary issuer' of debt. Such portfolios are normally expansive and may cover a very large geographically region, such as the state of Texas. The system can parse the debt and assign any portion thereof to collection agencies or even directly to individual collectors.
(FR)L'invention porte sur un système de gestion global des dettes. Une dette s'acquiert généralement sous forme de portefeuilles émis par des émetteurs de débit (p.ex., des créanciers, tels que des émetteurs de cartes de crédit), qui sont désignés ci-après par 'émetteurs primaires' de la dette. Le dépositaire de l'invention est la partie acquéreuse, qui est désignée par 'émetteur secondaire' de la dette. De tels portefeuilles sont normalement onéreux et peuvent couvrir une large zone géographique, par exemple l'état du Texas. Le système de l'invention permet d'analyser la dette et d'attribuer une quelconque partie de cette dernière à des agences de recouvrement, ou même directement à des agents de recouvrement individuels.
Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LV, LY, MA, MD, MG, MK, MN, MW, MX, MY, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, SV, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW.
African Regional Intellectual Property Organization (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IS, IT, LT, LU, LV, MC, NL, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG).
Publication Language: English (EN)
Filing Language: English (EN)