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1. (WO2007011840) SYSTEM AND METHOD FOR NEW EXECUTION AND MANAGEMENT OF FINANCIAL AND DATA TRANSACTIONS
Latest bibliographic data on file with the International Bureau

Pub. No.: WO/2007/011840 International Application No.: PCT/US2006/027610
Publication Date: 25.01.2007 International Filing Date: 14.07.2006
IPC:
G06K 5/00 (2006.01) ,G06F 7/08 (2006.01) ,G06Q 20/00 (2012.01)
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
K
RECOGNITION OF DATA; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
5
Methods or arrangements for verifying the correctness of markings on a record carrier; Column-detection devices
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
F
ELECTRIC DIGITAL DATA PROCESSING
7
Methods or arrangements for processing data by operating upon the order or content of the data handled
06
Arrangements for sorting, selecting, merging, or comparing data on individual record carriers
08
Sorting, i.e. grouping record carriers in numerical or other ordered sequence according to the classification of at least some of the information they carry
G PHYSICS
06
COMPUTING; CALCULATING; COUNTING
Q
DATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
20
Payment architectures, schemes or protocols
Applicants:
REVOLUTION MONEY, INC. [US/US]; 200 Central Avenue, 11th Floor St. Petersburg, FL 33701, US (AllExceptUS)
HOGG, Jason, Jude [US/US]; US (UsOnly)
GRAF, Patrick [US/US]; US (UsOnly)
Inventors:
HOGG, Jason, Jude; US
GRAF, Patrick; US
Agent:
BRUESS, Steven, C.; Merchant & Gould P.C. P.O. Box 2903 Minneapolis, MN 55402-0903, US
Priority Data:
60/700,04915.07.2005US
Title (EN) SYSTEM AND METHOD FOR NEW EXECUTION AND MANAGEMENT OF FINANCIAL AND DATA TRANSACTIONS
(FR) SYSTEME ET PROCEDE D'EXECUTION ET DE GESTION DE TRANSACTIONS FINANCIERES ET DE DONNEES
Abstract:
(EN) A system and method for execution of financial and data transactions includes a point-of-sale device configured to execute a transaction in which at least one good or service is sold to an individual having a card with a storage medium encoding a card number. The transaction is completed after said point-of-sale device receives a data transmission authorizing said transaction. The point-of-sale device is configured to communicate via the Internet with a first computing system. The first computing system stores a set of instructions that cause the first computing system to evaluate the transaction to determine whether the transaction is to be authorized, and to send a transmission authorizing the transaction via the open network to said point-of-sale device.
(FR) L'invention porte sur un système et sur un procédé d'exécution de transactions financières et de données, qui comprend un dispositif de point de vente configuré pour exécuter une transaction par laquelle au moins un bien ou un service est vendu à un particulier détenant une carte pourvue d'un support de stockage codant un numéro de carte. La transaction est achevée une fois que le dispositif de point de vente a reçu une transmission de données autorisant ladite transaction. Le dispositif de point de vente est configuré pour communiquer via l'Internet avec un premier système informatique. Le premier système informatique stocke un ensemble d'instructions qui permet au premier système informatique d'évaluer la transaction pour déterminer si la transaction peut être autorisée et qui permet d'envoyer une transmission autorisant la transaction via le réseau ouvert auprès dudit dispositif de point de vente.
Designated States: AE, AG, AL, AM, AT, AU, AZ, BA, BB, BG, BR, BW, BY, BZ, CA, CH, CN, CO, CR, CU, CZ, DE, DK, DM, DZ, EC, EE, EG, ES, FI, GB, GD, GE, GH, GM, HN, HR, HU, ID, IL, IN, IS, JP, KE, KG, KM, KN, KP, KR, KZ, LA, LC, LK, LR, LS, LT, LU, LV, LY, MA, MD, MG, MK, MN, MW, MX, MZ, NA, NG, NI, NO, NZ, OM, PG, PH, PL, PT, RO, RS, RU, SC, SD, SE, SG, SK, SL, SM, SY, TJ, TM, TN, TR, TT, TZ, UA, UG, US, UZ, VC, VN, ZA, ZM, ZW
African Regional Intellectual Property Organization (ARIPO) (BW, GH, GM, KE, LS, MW, MZ, NA, SD, SL, SZ, TZ, UG, ZM, ZW)
Eurasian Patent Organization (AM, AZ, BY, KG, KZ, MD, RU, TJ, TM)
European Patent Office (AT, BE, BG, CH, CY, CZ, DE, DK, EE, ES, FI, FR, GB, GR, HU, IE, IS, IT, LT, LU, LV, MC, NL, PL, PT, RO, SE, SI, SK, TR)
African Intellectual Property Organization (BF, BJ, CF, CG, CI, CM, GA, GN, GQ, GW, ML, MR, NE, SN, TD, TG)
Publication Language: English (EN)
Filing Language: English (EN)
Also published as:
MXMX/a/2008/000711EP1913516JP2009501981CN101506820CA2615413IN626/KOLNP/2008