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1. WO2006101711 - NEGOTIABLE INSTRUMENT AUTHENTICATION SYSTEMS AND METHODS

Publication Number WO/2006/101711
Publication Date 28.09.2006
International Application No. PCT/US2006/007989
International Filing Date 06.03.2006
IPC
G06Q 40/00 2012.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
G06F 7/00 2006.01
GPHYSICS
06COMPUTING; CALCULATING OR COUNTING
FELECTRIC DIGITAL DATA PROCESSING
7Methods or arrangements for processing data by operating upon the order or content of the data handled
CPC
G06Q 40/00
GPHYSICS
06COMPUTING; CALCULATING; COUNTING
QDATA PROCESSING SYSTEMS OR METHODS, SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL, SUPERVISORY OR FORECASTING PURPOSES, NOT OTHERWISE PROVIDED FOR
40Finance; Insurance; Tax strategies; Processing of corporate or income taxes
H04L 63/12
HELECTRICITY
04ELECTRIC COMMUNICATION TECHNIQUE
LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
63Network architectures or network communication protocols for network security
12Applying verification of the received information
Applicants
  • EARLY WARNING SERVICES, LLC [US]/[US] (AllExceptUS)
  • SGAMBATI, Glen [US]/[US] (UsOnly)
  • PERROTTA, Robert [US]/[US] (UsOnly)
  • MAYO, Rich [US]/[US] (UsOnly)
Inventors
  • SGAMBATI, Glen
  • PERROTTA, Robert
  • MAYO, Rich
Agents
  • GIBBY, Darin, J.
Priority Data
11/083,54518.03.2005US
Publication Language English (EN)
Filing Language English (EN)
Designated States
Title
(EN) NEGOTIABLE INSTRUMENT AUTHENTICATION SYSTEMS AND METHODS
(FR) SYSTEMES ET PROCEDES D'AUTHENTIFICATION D'INSTRUMENTS NEGOCIABLES
Abstract
(EN)
Systems, methods, and databases are disclosed for authenticating negotiable instruments. In one embodiment, the method comprises receiving, at an authentication system, a plurality of data values associated with a negotiable instrument, the plurality of data values including an image security feature and an account. The method further comprises obtaining account decoding information from an account verification databases, the account verification database including decoding information for each of a plurality of financial institutions; decoding the image security feature using the account decoding information; obtaining one or more verification values from the decoded image security feature; comparing each of the verification values to a corresponding one of the data values; and transmitting a result communication indicating a result of the comparison.
(FR)
L'invention concerne des systèmes, des procédés et des bases de données permettant d'authentifier des instruments négociables. Dans un mode de réalisation, le procédé comporte les étapes consistant à: recevoir, dans un système d'authentification, une pluralité de valeurs de données associées à un instrument négociable, la pluralité des valeurs de données comprenant une caractéristique de sécurité d'image et un compte; obtenir des données de décodage de compte provenant d'une base de données de vérification, celle-ci comprenant des données de décodage pour chaque institution financière d'une pluralité d'institutions financières; décoder la caractéristique de sécurité d'image à l'aide des données de décodage de compte; obtenir une ou plusieurs valeurs de vérification provenant de la caractéristique de sécurité d'image décodée; comparer chacune des valeurs de vérification à une des valeurs de données correspondante; et transmettre un résultat indiquant le résultat de la comparaison.
Also published as
EP6737194
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